Investment options of GETSALES, INC. 401(K) PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| Empower Fidelity Freedom Index 2060 Inst Prem (FDKNX) |
| Empower Fidelity (FDGFX) |
| Empower Fidelity Freedom Index 2065 Inst Prem (FAXDX) |
| Empower Fidelity Freedom Index 2055 Inst Prem (FDEWX) |
| Empower Fidelity Freedom Index 2045 Inst Prem (FFFGX) |
| Empower Fidelity MidCap |
| Empower Fidelity International Index (FDIVX) |
| Empower Fidelity Freedom Index 2030 Inst Prem (FFFEX) |
| Empower Putnam Large Cap Growth (PNOYX) |
| Empower Fidelity Freedom Index 2050 Inst Prem (FFFHX) |
| Empower Fidelity Emerging Markets Index (FMKIX) |
| Empower American Century Sustainable Equity (ACQIX) |
| Empower Fidelity Small Cap Index (FSISX) |
| Empower AllSpring Small Company Value (VISVX) |
| Empower AB Small Cap Growth (SGRIX) |
| Empower Alger Mid Cap Growth (AMGOX) |
| Empower DFA Inflation-Protected Securities (DIPSX) |
| Empower Fidelity US Bond Index (FSHBX) |
| Empower MFS Value (MINIX) |
| Empower American Century Mid Cap Value (IACIX) |
| Empower Fidelity Freedom Index Inc Instl Prem |
| Empower EI Fixed Account- Seires Class I |
| Empower JPMorgan Government Bond (HLGAX) |
Investment model portfolios
We provide two types of investment model portfolios for GETSALES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GETSALES, INC. 401(K) PLAN