Investment options of GERBER CHILDRENSWEAR 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Fidelity Investments Contrafund K |
| Fidelity Investments Managed Income Portfolio II Class 1 Fund |
| Fidelity Investments |
| Fidelity Investments Freedom 2035 Fund K |
| Fidelity Investments Freedom 2040 Fund K |
| Fidelity Investments Growth Company Fund K |
| Fidelity Investments Freedom 2020 Fund K |
| Fidelity Investments Freedom 2025 Fund K |
| Fidelity Investments Low-Priced Stock Fund K |
| Columbia Dividend Income Fund Class A |
| Fidelity Investments U.S. Bond |
| Fidelity Investments Freedom 2055 Fund K |
| Fidelity Investments Overseas Fund K |
| Fidelity Investments Freedom 2060 Fund K |
| Fidelity Investments Freedom 2050 Fund K |
| Fidelity Investments Freedom 2045 Fund K |
| Fidelity Investments OTC Portfolio Fund K |
| Fidelity Investments International |
| Loomis Core Placed Bond |
| Janus Enterprise Fund |
| Fidelity Investments Stock Selector Small Cap Fund |
| Fidelity Investments Mid Cap |
| Fidelity Investments Freedom Income Fund K |
| Fidelity Investments Freedom 2065 Fund K |
| American Beacon Small Cap Value Fund Investor Class |
| Fidelity Investments Freedom 2010 Fund K |
| Fidelity Investments Freedom 2015 Fund K |
| Oakmark International International Fund Class I |
| PGIM Investments High Yield Fund R6 Class |
| Fidelity Investments Freedom 2070 K Fund |
| through October 2029 $ – |
Investment model portfolios
We provide two types of investment model portfolios for GERBER CHILDRENSWEAR 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GERBER CHILDRENSWEAR 401K PLAN