Investment options of GEORGETOWN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 93
| Investment Description |
|---|
| AXA Equitable AXA Moderate Allocation Portfolio |
| AXA Equitable EQ Intermediate Government Bond Index |
| AXA Equitable Equity |
| TIAA Traditional |
| CREF CREF Core Bond |
| CREF CREF Equity Index |
| CREF CREF Global Equities |
| CREF CREF Growth |
| CREF CREF Inflation-Linked Bond |
| CREF CREF Social Choice |
| CREF CREF Stock |
| Fidelity Management Trust Company Fidelity 500 Index |
| Fidelity Management Trust Company Fidelity Capital & Income Fund |
| Fidelity Management Trust Company Fidelity Contrafund |
| Fidelity Management Trust Company Fidelity Emerging Markets |
| Fidelity Management Trust Company Fidelity Extended Market |
| Fidelity Management Trust Company Fidelity Freedom Index 2010 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2015 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2020 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2025 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2030 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2035 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2040 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2045 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2050 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2055 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2060 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index 2065 Fund |
| Fidelity Management Trust Company Fidelity Freedom Index Income Fund |
| Fidelity Management Trust Company Fidelity Inflation-Protected Bond |
| Fidelity Management Trust Company Fidelity International Discovery Fund |
| Fidelity Management Trust Company Fidelity International |
| Fidelity Management Trust Company Fidelity Low-Priced Stock Fund |
| Fidelity Management Trust Company Fidelity Mid-Cap Stock Fund |
| Fidelity Management Trust Company Fidelity Small Cap Discovery Fund |
| Fidelity Management Trust Company Fidelity Small Cap Growth Fund |
| Fidelity Management Trust Company Fidelity Small Cap |
| Fidelity Management Trust Company Fidelity Small Cap Value Fund |
| Fidelity Management Trust Company Fidelity US Bond |
| TIAA-CREF Nuveen Bond Index Fund Institutional Class |
| TIAA-CREF Nuveen Emerging Markets Equity Index Institutional Class |
| TIAA-CREF Nuveen Equity Index |
| TIAA-CREF Nuveen High-Yield Fund Institutional Class |
| TIAA-CREF Nuveen International Equity Index |
| TIAA-CREF Nuveen Large Cap Growth Index |
| TIAA-CREF Nuveen Large Cap Responsible Equity |
| TIAA-CREF Nuveen Large Cap Value Index |
| TIAA-CREF Nuveen Lifecycle Index 2010 |
| TIAA-CREF Nuveen Lifecycle Index 2015 |
| TIAA-CREF Nuveen Lifecycle Index 2020 |
| TIAA-CREF Nuveen Lifecycle Index 2025 |
| TIAA-CREF Nuveen Lifecycle Index 2030 |
| TIAA-CREF Nuveen Lifecycle Index 2035 |
| TIAA-CREF Nuveen Lifecycle Index 2040 |
| TIAA-CREF Nuveen Lifecycle Index 2045 |
| TIAA-CREF Nuveen Lifecycle Index 2050 |
| TIAA-CREF Nuveen Lifecycle Index 2055 |
| TIAA-CREF Nuveen Lifecycle Index 2060 |
| TIAA-CREF Nuveen Lifecycle Index 2065 |
| TIAA-CREF Nuveen Lifecycle Retirement Income Institutional Class |
| TIAA-CREF Nuveen Quant Small Cap Equity |
| TIAA-CREF Nuveen S&P 500 Index |
| TIAA-CREF Nuveen Small Cap Blend Index |
| Vanguard Fiduciary Trust Company Vanguard 500 Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Developed Markets |
| Vanguard Fiduciary Trust Company Vanguard Emerging Markets Stock Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Explorer Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Extended Market Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard FTSE Social Index Fund Admiral Shares |
| Vanguard Fiduciary Trust Company Vanguard High-Yield Corporate Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Inflation-Protected Securities Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Intermediate-Term Investment Grade Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Mid-Cap Growth Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard PRIMECAP Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard REIT Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Selected Value Fund |
| Vanguard Fiduciary Trust Company Vanguard Small-Cap Index Fund Investor Shares |
| Vanguard Fiduciary Trust Company Vanguard Small-Cap Value |
| Vanguard Fiduciary Trust Company Vanguard Strategic Equity Fund |
| Vanguard Fiduciary Trust Company Vanguard Strategic Small-Cap Equity Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2020 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2025 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2030 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2035 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2040 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2045 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2050 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2055 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2060 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2065 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2070 Fund |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement Income |
| Vanguard Fiduciary Trust Company Vanguard Windsor Fund Admiral Shares |
Investment model portfolios
We provide two types of investment model portfolios for GEORGETOWN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GEORGETOWN UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN