Investment options of GEORGES ENTERPRISES 401(K) PLAN
Total Available Funds: 69
| Investment Option List |
|---|
| T. Rowe Price Target 2030 Fund – I Class (PAKRX) |
| T. Rowe Price Target 2020 Fund – I Class (PAIRX) |
| JPMorgan Large Cap Growth Fund – Class R6 (JLGMX) |
| T. Rowe Price New Horizons Fund – I Class (PRNHX) |
| T. Rowe Price Target 2025 Fund – I Class (PAJRX) |
| T. Rowe Price Target 2040 Fund – I Class (PAHHX) |
| Fidelity (FDGFX) |
| Dodge & Cox Stock Fund – Class I (DODFX) |
| T. Rowe Price Target 2035 Fund – I Class (PATVX) |
| T. Rowe Price Target 2055 Fund – I Class (PAFTX) |
| T. Rowe Price Target 2050 Fund – I Class (PAOFX) |
| T. Rowe Price Target 2010 Fund – I Class (PAERX) |
| T. Rowe Price Target 2045 Fund – I Class (PAFFX) |
| Putnam Dynamic Asset Allocation Balanced Fund – Class R6 (PABYX) |
| Dodge & Cox International Stock Fund – Class I (DODFX) |
| Fidelity Small Cap (FSISX) |
| T. Rowe Price Target 2015 Fund – I Class (PAHRX) |
| T. Rowe Price Retirement Balanced – I Class (TRRIX) |
| JPMorgan U.S. Research Enhanced Equity Fund – Class I (OIEAX) |
| Invesco International Small-Mid Company Fund – Class R6 (IEGIX) |
| Franklin Small Cap Value Fund – Class R6 (FRCSX) |
| Janus Henderson Enterprise Fund – Class N (JMGRX) |
| Nuveen Strategic Income Fund – Class I (FCBYX) |
| Fidelity Mid Cap (FIIMX) |
| Putnam Dynamic Asset Allocation Growth Fund – Class R6 (PAGYX) |
| BlackRock High Yield Bond Portfolio – Inst. Shares (BHYIX) |
| Putnam Dynamic Asset Allocation Conservative Fund – Class R6 (PACYX) |
| Allspring Special Mid Cap Value Fund – Class R6 (SMCDX) |
| MFS International Intrinsic Value Fund – Class R6 (MINIX) |
| American Funds New World Fund – Class R6 (HVWBX) |
| T. Rowe Price Target 2005 Fund – I Class (PANRX) |
| Fidelity International (FDIVX) |
| Fidelity U.S. Bond (FSHBX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| PUT DYNAMIC ASSET ALLOC CON R6 |
| ALLSPRING SPECIAL MC VAL R6 (MC) |
| T ROWE PRICE TARGET 2040 I (PAHHX) |
| DODGE & COX STOCK I (DODFX) |
| MFS INTL INTRINSIC VALUE R6 (GMVMX) |
| FID 500 IND |
| TRP NEW HORIZONS – I |
| JANUS HENDERSON ENTERPRISE N (JMGRX) |
| DODGE & COX INTL STOCK I (DODFX) |
| T ROWE PRICE TARGET 2025 I (PAJRX) |
| T ROWE PRICE TARGET 2020 I (PAIRX) |
| BLACKROCK HIGH YIELD INST (BHYIX) |
| PUT DYNAMIC ASSET ALLOC BAL R6 |
| T ROWE PRICE TARGET 2010 I (PAERX) |
| FID SMALL CAP INDEX (HMSCX) |
| INVESCO INT SMALL MID COR6 (AGAYX) |
| T ROWE PRICE TARGET 2050 I (PAOFX) |
| JPMORGAN LARGE CAP GROWTH R6 (SEEGX) |
| T ROWE PRICE TARGET 2030 I (PAKRX) |
| NUVEEN STRATEGIC INCOME I (FCBYX) |
| JPMORGAN US RSCH ENHANCED EQ I |
| T ROWE PRICE TARGET 2015 I (PAHRX) |
| T ROWE PRICE TARGET 2055 I (PAFTX) |
| T ROWE PRICE TARGET 2045 I (PAFFX) |
| TRP RETIREMENT BALANCED I |
| FID US BOND IND (HMBDX) |
| T ROWE PRICE TARGET 2035 I (PATVX) |
| FID MID CAP INDEX |
| FRANKLIN SCV R6 |
| T ROWE PRICE TARGET 2005 I (PANRX) |
| PUT DYNAMIC ASSET ALLOC GR R6 |
| FID INTERNATIONAL INDEX (HIOFX) |
| METLIFE REL ST VAL 25053 – |
Investment model portfolios
We provide two types of investment model portfolios for GEORGES ENTERPRISES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GEORGES ENTERPRISES 401(K) PLAN