Investment options of GEO SERVICES, LLC 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| Fidelity Freedom 2015 Fund (FFVFX) |
| Fidelity Freedom 2020 Fund (FFFDX) |
| Fidelity Freedom 2025 Fund (FFTWX) |
| Fidelity Freedom 2030 Fund (FFFEX) |
| Fidelity Freedom 2035 Fund (FFTHX) |
| Fidelity Freedom 2040 Fund (FFFFX) |
| Fidelity Freedom 2045 Fund (FFFGX) |
| Fidelity Freedom 2050 Fund (FFFHX) |
| Fidelity Freedom 2055 Fund (FDEWX) |
| Fidelity Freedom 2060 Fund (FDKNX) |
| Fidelity Freedom 2065 Fund (FFSFX) |
| Fidelity Freedom Income Fund (FFFAX) |
| American Beacon Small Cap Value Fund (AASVX) |
| AC Foc Lg Cp Val Lnv |
| Mfs Mid Cap Value R3 (MCVIX) |
| Columbia Dividend Income Fund (GSFTX) |
| Carillon Eagle Mid Cap Growth Fund (HRAYX) |
| Fidelity 500 Index Fund (FXAIX) |
| Fidelity Contrafund (FCNTX) |
| Fidelity Extended Market Index Fund (FSEMX) |
| Fidelity International Capital Appreciation Fund (FIVFX) |
| Fidelity International Discovery Fund (FIADX) |
| Fidelity International Index Fund (FDIVX) |
| Fidelity Stock Selector Mid Cap Fund (FMCCX) |
| Fidelity Stock Selector Small Cap Fund (FDSCX) |
| Fidelity Strategic Income Fund (FSICX) |
| Fidelity U.S. Bond Index Fund (FSHBX) |
| JPMorgan Mid Cap Value Fund (FLMVX) |
| T.Rowe Price Blue Chip Growth Fund (TRBCX) |
Investment model portfolios
We provide two types of investment model portfolios for GEO SERVICES, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GEO SERVICES, LLC 401(K) PLAN