Investment options of GENERX GENERATORS 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| EI Fixed Account – Series Class I FBRIC *** N/A |
| AM1 Domestic Equity Class I Collective Trust N/A |
| AM1 International Equity Class I Collective Trust N/A |
| AM1 Portfolio Diversifiers Class I Collective Trust N/A |
| AM1 Core Fixed Income Class I Collective Trust N/A |
| 1AMPDC1 70.14 |
| 1LIRKX 55,779.46 |
| 1LINKX 103,148.88 |
| 1LIJKX 294,295.37 |
| 1LIKKX 214,906.98 |
| 1LIHKX 73,730.31 |
| 1LIPKX 311,285.05 |
| 1LIVKX 477,416.75 |
| 1LIZKX 414,469.43 |
| 1LIWKX 131,599.81 |
| 1AMIEC1 240.49 |
| 1MDIZX 238.03 |
| 1PJEQX 267.46 |
| 1JGMNX 363.35 |
| 1ESPRX 57,817.79 |
| 1BMGKX 324.10 |
| 1AMDEC1 661.34 |
| 1FXAIX 281,279.25 |
| 1PJFQX 148,166.00 |
| 1PEQSX 34,873.90 |
| 1ALRDFI 30.06 |
| FORFEITURES 31,343.80 |
Investment model portfolios
We provide two types of investment model portfolios for GENERX GENERATORS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GENERX GENERATORS 401(K) PLAN