Investment options of GENERATIONED 403(B) PLAN
Total Available Funds: 89
| Investment Description |
|---|
| TIAA Traditional Benefit Responsive |
| TIAA Traditional Non-Benefit Responsive |
| TIAA Traditional Non-Benefit Responsive – Plan Loan Default Fund |
| CREF CREF Stock R1 |
| CREF CREF Social Choice R1 |
| CREF CREF Core Bond R1 |
| CREF CREF Global Equities R1 |
| CREF CREF Growth R1 |
| CREF CREF Equity Index R1 |
| CREF CREF Inflation-Linked Bond R1 |
| TIAA Access Lifecycle 2015 T4 |
| TIAA Access Lifecycle 2020 T4 |
| TIAA Access Lifecycle 2025 T4 |
| TIAA Access Lifecycle 2030 T4 |
| TIAA Access Lifecycle 2035 T4 |
| TIAA Access Lifecycle 2040 T4 |
| TIAA Access Lifecycle 2045 T4 |
| TIAA Access Lifecycle 2050 T4 |
| TIAA Access Lifecycle 2055 T4 |
| TIAA Access Lifecycle Retirement Income T4 |
| TIAA Access Bond Plus |
| TIAA Access International Equity T4 |
| TIAA Access Large Cap Value T4 |
| TIAA Access Mid-Cap Growth T4 |
| TIAA Access Mid-Cap Value T4 |
| TIAA Access Small Cap Index T4 |
| TIAA Access Small Cap Equity T4 |
| AB AB Large Cap Growth Z |
| American Century Small Cap Growth R6 |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Janus Henderson Overseas N |
| Lazard Lazard Emerging Markets Equity Advantage Portfolio Inst |
| MassMutual MassMutual High Yield I |
| MFS Mid Cap Value R6 |
| Nuveen Core Impact Bond R6 |
| Nuveen Lifecycle Index 2025 R6 |
| PIMCO RAE US Small Institutional |
| Pioneer Bond K |
| Putnam Large Cap Value R6 |
| T. Rowe Price Diversified Mid Cap Growth I |
| Vanguard Small Cap Index Admiral |
| Principal Fixed Income Guaranteed Option – Benefit Responsive |
| Participants 4.25% – 9.50%, maturing through 2029 |
| College Retirement Equities Fund variable annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund variable annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund variable annuities Plan Loan Default Fund |
| College Retirement Equities Fund variable annuities CREF Stock R1 |
| College Retirement Equities Fund variable annuities CREF Social Choice R1 |
| College Retirement Equities Fund variable annuities CREF Global Equities R1 |
| College Retirement Equities Fund variable annuities CREF Growth R1 |
| College Retirement Equities Fund variable annuities CREF Equity Index R1 |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Pl Bd T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LfCy Rt Inc T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2015 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2020 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2025 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2035 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2040 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2045 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2050 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Grw T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv RlEstSecSel T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Sm Cp Bl Ix T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Qt Sm Cp Eq T4 |
| College Retirement Equities Fund variable annuities CREF Core Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2055 T4 |
| Principal MassMutual High Yield I Fund |
| Principal Nuveen Lifecycle Index 2025 R6 Fund |
| Principal Janus Henderson Overseas N Fund |
| Principal Fidelity |
| Principal American Century Small Cap Growth R6 Fund |
| Principal T. Rowe Price Diversified Mid Cap Growth I Fund |
| Principal Fidelity Mid Cap |
| Principal MFS Mid Cap Value R6 Fund |
| Principal Nuveen Core Impact Bond R6 Fund |
| Principal PIMCO RAE US Small Institutional Fund |
| Principal Vanguard Small Cap Index Admiral Fund |
| Principal Lazard Emerging Markets Equity Advantage Portfolio Inst Fd |
| Principal Fixed Income Guaranteed Option |
| Principal Putnam Large Cap Value R6 Fund |
| Principal Pioneer Bond K Fund |
| Principal AB Large Cap Growth Z Fund |
| Principal Nuveen Lifecycle Index Retirement Income R6 Fund |
Investment model portfolios
We provide two types of investment model portfolios for GENERATIONED 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GENERATIONED 403(B) PLAN