Investment options of GEM CITY BONE & JOINT, P.C. 401K PLAN
Total Available Funds: 21
| Investment Description |
|---|
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - AMCENT MDCAP VAL R6 |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - LRDABT TTL RT NR5 |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - DFA US SMCAP INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - JPM MKTEXPNSNENHCDIND |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - FIDADV INVMT GRD BD INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - VNGRD DEVL MKT INDX ADML |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - DFA WLDEXUSGOVTFXDINC INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - FNKLN SMCAP VAL ADV |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - INVSCO ST BD Y |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - LEGG WSTRAS INFINDPLSBD IS |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - MFS INTL DIVRS R6 |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - PGIM HI YLD Z |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - TROWEPR SPCTRMCNSRVALLOC |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - VNGRD MDCAP GR INDX ADML |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - VNGRD SM CAP INDX FD AS |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - VNGRD TTL BND MKT LDX ADM |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - AB REL VAL I |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - ALLSPR PREC MTLS INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - ALLSPR PRMR LG CO GR INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - DFA US TRGT VAL INST |
| NATIONWIDE LIFE INSURANCE COMPANY UNITIZED MUTUAL FUND - FED HRMS GOV OBLGTNS PRMR |
Investment model portfolios
We provide two types of investment model portfolios for GEM CITY BONE & JOINT, P.C. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GEM CITY BONE & JOINT, P.C. 401K PLAN