Investment options of GEISINGER SYSTEM SERVICES TAX SHELTERED ANNUITY PROGRAM
Total Available Funds: 107
| Investment Description |
|---|
| Fidelity Investments Fidelity Growth Company K N/R |
| Fidelity Investments Fidelity Freedom Index 2030 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2040 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2035 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2025 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2045 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2050 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2020 PRM N/R |
| Fidelity Investments Fidelity Freedom Index 2055 PRM N/R |
| Vanguard Mid Cap Index Fund – Institutional N/R |
| Fidelity Investments Fidelity Freedom Index 2015 PRM N/R |
| Fidelity Investments Fidelity International Discover Fund K6 N/R |
| John Hancock Discipline Value R6 N/R |
| Vanguard Smallcap Index Institutional N/R |
| Fidelity Investments Fidelity International Index Institutional N/R |
| JP Morgan JP Morgan Midcap Value L N/R |
| T. Rowe Price Mid Cap Growth Fund N/R |
| Fidelity Investments Fidelity Freedom Index 2060 PRM N/R |
| Victory Victory S Small Co. Op. Y N/R |
| Fidelity Investments Fidelity Freedom Index 2010 PRM N/R |
| Loomis Loomis Small Cap Growth N N/R |
| Fidelity Investments FID FDM IDX INC PRM N/R |
| Fidelity Investments FID FDM IDX 2065 PRM N/R |
| T. Rowe Price T. Rowe Retire 2040 N/R |
| BNY Mellon BNY Mellon S&P 500 Index Fund N/R |
| BNY Mellon BNY Mellon Bond Market Index Fund N/R |
| BNY Mellon BNY Mellon International Stock Index N/R |
| Vanguard Small Cap Index Fund N/R |
| MetLife MetLife Stock Index Port N/R |
| MetLife Russell 2000(R) Index N/R |
| MetLife Met Aggregate Bond Index N/R |
| MetLife MSCI EAFE(R) Index N/R |
| MetLife Jennison Growth Portfolio N/R |
| Voya Voya Growth and Income Port I N/R |
| Voya Fidelity VIP Growth Portfolio I N/R |
| Voya Voya Index Plus LargeCap Portfolio I N/R |
| Voya VY Invesco Eqty & Inc Port I N/R |
| Voya Voya Balance Income Port Ins N/R |
| Voya Fidelity VIP Eqty Income N/R |
| Voya Voya Small Company Portfolio I N/R |
| Voya VY TRowePrice Grwth Eqty Port I N/R |
| Voya Voya Solutions Aggress Pt I N/R |
| Voya VY Inv Global Port I N/R |
| MetLife MFS Research International N/R |
| Voya VY TRowePrice Divr MdCp Gr Pt I N/R |
| Voya Voya Intermediate Bond Port I N/R |
| Voya Voya Global Bond Port I N/R |
| Voya VY TRowePrice Captl Apprec Pt Srv N/R |
| Voya Pioneer High Yield VCT Portfolio I N/R |
| Voya Voya Index Plus SmallCap Portfolio I N/R |
| Voya Lord Abbett Ser Fd Md Cp Stk Prt VC N/R |
| Voya VY TRowePrice Eqty Income Pt Srv N/R |
| Voya Voya Solution Balance Pt I N/R |
| Voya Fidelity VIP Contrafund Port I N/R |
| Voya Voya Long-Term GAA (4560) N/R |
| Voya Voya Large Cap Value Port Inst N/R |
| Voya PIMCO VIT Real Return Portfolio Adm N/R |
| CREF CREF Stock Account N/R |
| CREF CREF Growth Account N/R |
| CREF CREF Social Choice Account N/R |
| CREF CREF Equity Index Account N/R |
| CREF CREF Core Bond N/A |
| CREF CREF Global Equities Account N/R |
| CREF CREF Inflation-Linked Bond Account N/R |
| TIAA Access Lifecycle 2035 N/R |
| TIAA Access Lifecycle 2030 N/R |
| TIAA Access Lifecycle 2040 N/R |
| TIAA Access Lifecycle 2025 N/R |
| TIAA Access Lifecycle 2020 N/R |
| TIAA Access Lifecycle 2045 N/R |
| TIAA Access S&P 500 Index N/R |
| TIAA Access Lifecycle 2050 N/R |
| TIAA Access Large-Cap Growth N/R |
| TIAA Access Growth & Income N/R |
| TIAA Access Lifecycle 2010 N/R |
| TIAA Access Large-Cap Value N/R |
| TIAA Access Equity Index N/R |
| TIAA Access Lifecycle 2015 N/R |
| TIAA Access Quant Small-Cap Equity N/R |
| TIAA Access International Equity Index N/R |
| TIAA Access Small-Cap Blend Index N/R |
| TIAA Access Mid-Cap Growth N/R |
| TIAA Access International Equity N/R |
| TIAA Access Vanguard Selected Value N/R |
| TIAA Access Large-Cap Value Index N/R |
| TIAA Access Vanguard Small-Cap Value Index N/R |
| TIAA Access Vanguard Emerging Markets Stock Ondex N/R |
| TIAA Access Lifecycle 2055 N/R |
| TIAA Access Bond Index N/R |
| TIAA Access Inflation-Linked Bond N/R |
| TIAA Access Social Choice Equity N/R |
| TIAA Access High-Yield N/R |
| TIAA Access Western Asset Core Plus Bond N/R |
| TIAA Access TRP Institutional Large-Cap Growth N/R |
| TIAA Access Core Bond N/R |
| TIAA Access American Funds EuroPacific Growth N/R |
| TIAA Access Vanguard Wellington N/R |
| TIAA Access DFA Emerging Markets Equity Portfolio N/R |
| TIAA Access Mid-Cap Value N/R |
| TIAA Access Vanguard Explorer N/R |
| TIAA Access Core Bond Plus N/R |
| Metlife MetLife Group Choice EG N/R |
| Metlife MetLife Fixed Rider N/R |
| Metlife GTS Fixed Account N/R |
| Voya Voya Fixed Plus Account N/R |
| Voya Voya Fixed Account N/R |
| Voya Voya Fixed Plus Account II N/R |
Investment model portfolios
We provide two types of investment model portfolios for GEISINGER SYSTEM SERVICES TAX SHELTERED ANNUITY PROGRAM participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GEISINGER SYSTEM SERVICES TAX SHELTERED ANNUITY PROGRAM