Investment options of GATEKEEPER SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| Fidelity Investments Freedom Index 2030 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2025 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2045 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2040 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2050 Fund Inst Premium N/R |
| JPMorgan Large Cap Growth Fund Class R6 N/R |
| Fidelity Investments Freedom Index 2055 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index Income Fund Inst Premium N/R |
| Fidelity Investments 500 Index Fund N/R |
| Fidelity Investments Freedom Index 2060 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2035 Fund Inst Premium N/R |
| Fidelity Investments Select Software and IT Services Portfolio N/R |
| BlackRock Health Sciences Opportunities Portfolio Class N/R |
| Putnam Small Cap Growth Fund Class R6 N/R |
| Janus Henderson Enterprise Fund Class N N/R |
| MFS Core Equity Fund Class R6 N/R |
| Fidelity Investments Small Cap Index Fund N/R |
| Fidelity Investments Freedom Index 2020 Fund Inst Premium N/R |
| Fidelity Investments Freedom Index 2065 Fund Inst Premium N/R |
| Fidelity Investments Global ex U.S. Index Fund N/R |
| Vanguard Equity-Income Fund Admiral Shares N/R |
| MFS International Growth Fund Class R6 N/R |
| Fidelity Investments Extended Market Index Fund N/R |
| Fidelity Investments Mid Cap Index Fund N/R |
| JPMorgan Core Bond R6 N/R |
| PIMCO International Bond Fund (U.S. Dollar-Hedged) N/R |
| Fidelity Investments U.S. Bond Index Fund N/R |
| American Funds Inflation Linked Bond Fund Class R-6 N/R |
| American Funds U.S. Government Securities Fund Class R-6 N/R |
| American Century Mid Cap Value Fund R6 Class N/R |
| Janus Henderson Balanced Fund Class N N/R |
| AllSpring Special Small Cap Value Fund R6 N/R |
| Fidelity Investments Freedom Index 2070 Fund Inst Premium N/R |
Investment model portfolios
We provide two types of investment model portfolios for GATEKEEPER SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GATEKEEPER SYSTEMS, INC. 401(K) PLAN