Investment options of GALOIS INC 401K PLAN AND TRUST
Total Available Funds: 30
| Investment Description |
|---|
| CHARLES SCHWAB & CO., INC. PARTICIPANT-DIRECTED BROKERAGE ACCOUNTS |
| CHARLES SCHWAB & CO., INC. SCHWAB S&P 500 INDEX FUND |
| CHARLES SCHWAB & CO., INC. SCHWAB TREASURY INFLATION PROTECTED SECURITIES INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD BALANCED INDEX FUND ADMIRAL SHARES |
| INVESCO LTD. INVESCO GOLD & SPECIAL MINERALS FUND |
| CHARLES SCHWAB & CO., INC. SCHWAB TARGET 2030 INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD MID CAP INDEX FUND ADMIRAL SHARES |
| CHARLES SCHWAB & CO., INC. SCHWAB TARGET 2020 INDEX FUND |
| CHARLES SCHWAB & CO., INC. SCHWAB INTERNATIONAL INDEX FUND |
| TEACHERS INSURANCE AND TIAA-TCRE LARGE CAP GROWTH INDEX ANNUITY ASSOCIATION (TIA) INSTITUTIONAL FUND |
| BLACKROCK, INC. ISHARES U.S. AGGREGATE BOND INDEX FUND |
| TIAA TIAA-TCRE LARGE CAP VALUE INDEX INSTITUTIONAL FUND |
| CHARLES SCHWAB & CO., INC. SCHWAB TOTAL STOCK MARKET INDEX FUND |
| CHARLES SCHWAB & CO., INC. SCHWAB SMALL CAP INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD INFORMATION TECHNOLOGY INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD ENERGY INDEX FUND ADMIRAL SHARES |
| CHARLES SCHWAB & CO., INC. SCHWAB TARGET 2040 INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD HEALTH CARE INDEX FUND ADMIRAL SHARES |
| CHARLES SCHWAB & CO., INC. SCHWAB TARGET 2050 INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD HIGH-YIELD CORPORATE FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD TOTAL WORLD STOCK INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD FINANCIALS INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD SHORT TERM CORPORATE BOND INDEX FUND ADMIRAL SHARES |
| DIMENSIONAL FUND ADVISORS, L.P. DFA REAL ESTATE SECURITIES PORTFOLIO |
| THE VANGUARD GROUP, INC. VANGUARD SMALL CAP GROWTH INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD SMALL CAP VALUE INDEX ADMIRAL |
| CHARLES SCHWAB & CO., INC. SCHWAB TARGET 2060 INDEX FUND |
| THE VANGUARD GROUP, INC. VANGUARD EMERGING MARKETS STOCK INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD MATERIALS INDEX FUND ADMIRAL SHARES |
| THE VANGUARD GROUP, INC. VANGUARD 500 INDEX FUND ADMIRAL SHARES |
Investment model portfolios
We provide two types of investment model portfolios for GALOIS INC 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GALOIS INC 401K PLAN AND TRUST