Investment options of GALLAGHER & KENNEDY, P.A. PROFIT SHARING AND 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| ABA MEMBERS/MT C COLLECTIVE TRUST STABLE ASSET RETURN FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST REAL ASSET RETURN FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST BOND INDEX FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST BOND CORE PLUS FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST MODERATE RISK FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST AGGRESSIVE RISK FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST LARGE-CAP INDEX EQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST LARGE-CAPEQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST ALL CAP INDEX EQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST SMALL-MID CAP INDEX EQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST SMALL-MID CAPEQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST INTL ALL CAP EQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST INTERNATIONAL INDEX EQUITY FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2025 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2035 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2045 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST POST RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2020 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2030 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2040 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2050 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2055 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST ALTERNATIVE ALPHA FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST CONSERVATIVE RISK FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST 2060 RETIREMENT DATE FUND |
| ABA MEMBERS/MT C COLLECTIVE TRUST INCOME FOCUSED FUND |
| TD AMERITRADE SELF-DIRECTED BROKERAGE FUND |
Investment model portfolios
We provide two types of investment model portfolios for GALLAGHER & KENNEDY, P.A. PROFIT SHARING AND 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GALLAGHER & KENNEDY, P.A. PROFIT SHARING AND 401(K) PLAN