Investment options of GABRIEL BROTHERS, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| INVESCO OPPENHEIMER INTERNATIONAL GR |
| PIMCO TOTAL RETURN R |
| INVESCO REAL ESTATE R |
| COLUMBIA SELECT MID CAP VALUE R |
| COLUMBIA GLOBAL VALUE R |
| FRANKLIN MUTUAL GLOBAL DISCOVERY R |
| CLEARBRIDGE SMALL CAP GROWTH R |
| BLACKROCK GLOBAL ALLOCATION R |
| FRANKLIN SMALL CAP VALUE R |
| BLACKROCK EQUITY DIVIDEND R |
| FRANKLIN HIGH INCOME R |
| VICTORY SYCAMORE ESTABLISHED VALUE R |
| EMPOWER S&P SMALLCAP 600 INDEX L |
| AMERICAN FUNDS EUROPACIFIC GROWTH R1 |
| INVESCO COMSTOCK R |
| LORD ABBETT VALUE OPPORTUNITIES R3 |
| AB DISCOVERY GROWTH R |
| INVESCO DEVELOPING MARKETS R |
| JPMORGAN SMARTRETIREMENT 2020 R2 |
| JPMORGAN SMARTRETIREMENT 2025 R2 |
| JPMORGAN SMARTRETIREMENT 2030 R2 |
| JPMORGAN SMARTRETIREMENT 2035 R2 |
| JPMORGAN SMARTRETIREMENT 2040 R2 |
| JPMORGAN SMARTRETIREMENT 2045 R2 |
| JPMORGAN SMARTRETIREMENT 2050 R2 |
| JPMORGAN SMARTRETIREMENT INCOME R2 |
| DELAWARE DIVERSIFIED INCOME R |
| GENERAL ACCOUNT |
| AMERICAN CENTURY GROWTH R |
| BLACKROCK HEALTH SCIENCES OPPS R |
| AMERICAN FUNDS NEW WORLD R2E |
| AMERICAN FUNDS GROWTH FUND OF AMER R2E |
Investment model portfolios
We provide two types of investment model portfolios for GABRIEL BROTHERS, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GABRIEL BROTHERS, INC. 401(K) PROFIT SHARING PLAN