Investment options of FXCM 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| VANGUARD GOVERNMENT MONEY MARKET MONEY MARKET FUND |
| AMERICAN CENTURY MIDCAP VALUE I MUTUAL FUND |
| FEDERATED HERMES OPPORTUNISTIC HIGH YIELD BOND SS MUTUAL FUND |
| JPMORGAN EQUITY INCOME FUND A MUTUAL FUND |
| T. ROWE PRICE BALANCED FUND MUTUAL FUND |
| JPMORGAN GOVERNMENT BOND FUND I MUTUAL FUND |
| VANGUARD EUROPEAN STOCK INDEX ADMIRAL MUTUAL FUND |
| VANGUARD SHORT-TERM BOND INDEX ADMIRAL MUTUAL FUND |
| HARBOR SMALL CAP GROWTH INSTL MUTUAL FUND |
| CAUSEWAY EMERGING MARKETS INSTL MUTUAL FUND |
| CARILLON EAGLE MID CAP GROWTH R6 MUTUAL FUND |
| PIONEER STRATEGIC INCOME FUND K MUTUAL FUND |
| VIRTUS DUFF & PHELPS REAL ESTATE SECS FUND R6 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2060 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2055 R4 MUTUAL FUND |
| ALLSPRING CORE BOND FUND INSTL MUTUAL FUND |
| T. ROWE PRICE OVERSEAS STOCK FUND MUTUAL FUND |
| GOLDMAN SACHS INFLATION PROTECTED SECURITIES INV MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2010 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2020 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2025 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2030 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2035 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2040 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2045 R4 MUTUAL FUND |
| AMERICAN FUNDS TARGET DATE FUND 2050 R4 MUTUAL FUND |
| ALLSPRING SPECIAL SMALL CAP VALUE IS MUTUAL FUND |
| FIDELITY INTERNATIONAL GROWTH MUTUAL FUND |
| FIDELITY 5500 INDEX MUTUAL FUND |
| FIDELITY EMERGING MARKETS INDEX MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| FIDELITY INTERNATIONAL CAP INDEX MUTUAL FUND |
| FIDELITY BLUE CHIP GROWTH K6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for FXCM 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FXCM 401(K) PLAN