Investment options of FWK 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| iShares Russell 2000 Small Cap Fund K |
| iShares Russell 2000 Small Cap Fund GM |
| iShares Russell Mid Cap Index Fund K |
| iShares Russell Mid Cap Index Fund GM |
| iShares S&P 500 Index Fund Class K |
| iShares S&P 500 Index Fund Class K GM |
| iShares US Aggregate Bond Fund K |
| iShares US Aggregate Bond Fund Class K GM |
| iShares MSCI EAFE International Index Fund GM |
| Invesco Equity and Income Fund R6 |
| NYLI Winslow Large Cap Growth Fund R6 |
| NYLI Winslow Large Cap Growth Fund R6 GM |
| MFS Core Equity Fund Class R6 |
| MFS Government Securities Fund R6 |
| MFS Government Securities Fund R6 GM |
| MFS International Growth Fund R6 |
| MFS International Growth Fund R6 GM |
| MacQuarie Small Cap Core Fund R6 |
| MacQuarie Small Cap Core Fund R6 GM |
| Federated Hermes Mdt Mid Cap Growth Fund R6 |
| Fidelity Advisor Equity Growth Fund Z |
| Fidelity Advisor Equity Growth Fund Z GM |
| Franklin Small Mid Cap Growth Fund R6 |
| American Funds Capital World Fund |
| Putnam Large Cap Value Funds R6 |
| Putnam Large Cap Value Funds R6 GM |
| American Funds New Perspective Fund |
| Neuberger Berman Large Cap Fund R6 |
| Neuberger Berman Large Cap Fund R6 GM |
| Blackrock Mid Cap Growth Equity Fund Class K |
| Blackrock Global Allocation Fund Class K |
| Blackrock Mid Cap Growth Equity Fund K GM |
| Blackrock Federal Fund Institutional |
| SELF-DIRECT ACCT OTHER ASSETS |
Investment model portfolios
We provide two types of investment model portfolios for FWK 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FWK 401(K) PLAN