Investment options of FUJITSU GROUP DEFINED CONTRIBUTION AND 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| INVESTSCO STABLE VALUE FUND |
| IGT DODGE & COX CORE FIXED INCOME FUND |
| IGT INVESCO CORE FIXED INCOME FUND |
| IGT INVESCO INTERMEDIATE FUND |
| IGT INVESCO SHORT TERM BOND FUND |
| IGT JENNISON INTERMEDIATE FUND |
| IGT LOOMIS SAYLES CORE FIXED INCOME FUND |
| IGT LOOMIS SAYLES INTERMEDIATE FUND |
| IGT PIMCO CORE FIXED INCOME FUND |
| IGT PIMCO INTERMEDIATE FUND |
| BLACKROCK EQUITY INDEX NL FUND |
| BLACKROCK MSCI EAFE EQUITY INDEX NL FUND |
| BLACKROCK RUSSELL 2000 INDEX NL FUND |
| BLACKROCK U.S. DEBT INDEX NL FUND |
| CALLAN CORE BOND FUND |
| CALLAN GLIDEPATH 2015 R11 |
| CALLAN GLIDEPATH 2020 R11 |
| CALLAN GLIDEPATH 2025 R11 |
| CALLAN GLIDEPATH 2030 R11 |
| CALLAN GLIDEPATH 2035 R11 |
| CALLAN GLIDEPATH 2040 R11 |
| CALLAN GLIDEPATH 2045 R11 |
| CALLAN GLIDEPATH 2050 R11 |
| CALLAN GLIDEPATH 2055 R11 |
| CALLAN GLIDEPATH 2060 R11 |
| CALLAN GLIDEPATH 2065 R11 |
| CALLAN RETIREMENT INCOME FUND R11 |
| CALLAN INTERNATIONAL EQUITY FUND |
| CALLAN LARGE CAP EQUITY FUND |
| CALLAN SMALL CAP EQUITY FUND |
| JPMORGAN US GOVERNMENT MONEY MARKET FUND |
Investment model portfolios
We provide two types of investment model portfolios for FUJITSU GROUP DEFINED CONTRIBUTION AND 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FUJITSU GROUP DEFINED CONTRIBUTION AND 401(K) PLAN