Investment options of FTI CONSULTING INC. 401K PLAN
Total Available Funds: 23
| Investment Description |
|---|
| AB SMALL CAP GROWTH PORTFOLIO CLASS I FUND |
| AMERICAN BD FD OF AMERICA |
| AMERICAN NEW WORLD FUND |
| BLACKROCK HIGH YIELD BOND FUND |
| GOLDMAN SACHS SMALL CAP VALUE INSIGHTS CLASS A FUND |
| INVESTSCO GROWTH AND INCOME CLASS R6 FUND |
| JP MORGAN MID CAP GROWTH CLASS I FUND |
| JP MORGAN US EQUITY CLASS R6 FUND |
| MFS INTERNATIONAL DIVERSIFICATION CLASS A FUND |
| MFS MID CAP VALUE FUND CLASS R6 FUND |
| T. ROWE PRICE BLUE CHIP GROWTH FUND |
| T. ROWE PRICE CAPITAL APPRECIATION FUND |
| VANGUARD INSTITUTIONAL INDEX PLUS FUND |
| STABLE VALUE FUND |
| SCHWAB MANAGED RETIREMENT 2010 CLASS II FUND |
| SCHWAB MANAGED RETIREMENT 2020 CLASS II FUND |
| SCHWAB MANAGED RETIREMENT 2030 CLASS II FUND |
| SCHWAB MANAGED RETIREMENT 2040 CLASS II FUND |
| SCHWAB MANAGED RETIREMENT 2050 CLASS II FUND |
| SCHWAB MANAGED RETIREMENT TRUST INCOME CLASS II FUND |
| SSGA INTERNATIONAL INDEX CLASS C FUND |
| SSGA SMALL CAP INDEX CLASS S FUND |
| SSGA S&P MID CAP INDEX CLASS C FUND |
Investment model portfolios
We provide two types of investment model portfolios for FTI CONSULTING INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FTI CONSULTING INC. 401K PLAN