Investment options of FREEPORT LNG 401(K) PLAN
Total Available Funds: 26
| Investment Option List |
|---|
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND (FXAIX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2035 FUND (FFTHX) |
| FIDELITY INVESTMENTS FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2040 FUND (FFFFX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2030 FUND (FFFEX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2050 FUND (FFFHX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2045 FUND (FFFGX) |
| FIDELITY INVESTMENTS FIDELITY CONTRAFUND FUND (FCNTX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2025 FUND (FFTWX) |
| JANUS HENDERSON JANUS HENDERSON ENTERPRISE FUND (JMGRX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2055 FUND (FDEWX) |
| VANGUARD GROUP INC VANGUARD EQUITY INCOME FUND (VEIPX) |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2020 FUND (FFFDX) |
| FIDELITY INVESTMENTS FIDELITY VALUE FUND (FDVLX) |
| FEDERATED INVESTMENTS FEDERATED SHORT-TERM INCOME FUND (FSTYX) |
| VANGUARD GROUP INC VANGUARD SMALL-CAP INDEX FUND (VISVX) |
| FIDELITY INVESTMENTS FIDELITY BALANCED FUND (FGBLX) |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND (HVWBX) |
| BAIRD ASSET MANAGEMENT BAIRD CORE PLUS BOND FUND (WACPX) |
| HARTFORD MUTUAL FUNDS THE HARTFORD INTERNATIONAL OPPORTUNITIES FUND (HIAOX) |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MARKET INDEX FUND (FSEMX) |
| J. P. MORGAN JPMORGAN SMALL CAP GROWTH FUND (JISGX) |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX FUND (FDIVX) |
| VANGUARD GROUP INC VANGUARD TOTAL BOND MARKET INDEX FUND (VBMFX) |
| PRUDENTIAL FUNDS PRUDENTIAL HIGH-YIELD FUND (PHYZX) |
| AMERICAN BEACON AMERICAN BEACON SMALL CAP VALUE FUND (AASVX) |
Investment model portfolios
We provide two types of investment model portfolios for FREEPORT LNG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FREEPORT LNG 401(K) PLAN