Investment options of FREEPOINT COMMODITIES LLC 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| VANGUARD 500 INDEX FUND |
| JPMORGAN EQUITY INCOME FUND |
| VANGUARD SMALL-CAP INDEX FUND |
| VANGUARD MID-CAP INDEX FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND |
| PIMCO COMMODITY REAL RETURN STRATEGY FUND |
| MFS INTERNATIONAL INTRINSIC VALUE FUND |
| PRINCIPAL REAL ESTATE SECURITIES FUND |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND |
| BLACKROCK HIGH YIELD BOND PORTFOLIO |
| INVESTSCO INTERNATIONAL SMALL- MID COMPANY FUND |
| BLACKROCK STRATEGIC GLOBAL BOND FUND |
| VANGUARD GNMA FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS MODERATE 2035 FUND |
| WILMINGTON TRUST LARGE CAP GROWTH III I1 |
| WILMINGTON TRUST STABLE VALUE FUND CL |1 |
| WILMINGTON TRUST FLEXPATH INDEX PLUS MODERATE 2045 FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS MODERATE 2025 FUND |
| WILMINGTON TRUST MID CAP VALUE I1 |
| WILMINGTON TRUST MID CAP GROWTH I1 |
| WILMINGTON TRUST SMALL CAP VALUE FUND II I1 |
| WILMINGTON TRUST EMERGING MARKETS I1 |
| WILMINGTON TRUST SMALL CAP GROWTH II I1 |
| WILMINGTON TRUST CORE PLUS BOND FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS AGGRESSIVE 2035 FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS MODERATE RETIREMENT FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS AGGRESSIVE 2045 FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS AGGRESSIVE 2055 FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS CONSERVATIVE 2045 FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS AGGRESSIVE RETIREMENT FUND |
| WILMINGTON TRUST FLEXPATH INDEX PLUS AGGRESSIVE 2025 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2035 I1 |
| WILMINGTON TRUST FLEXPATH INDEX PLUS CONSERVATIVE RETIREMENT FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2055 I1 |
Investment model portfolios
We provide two types of investment model portfolios for FREEPOINT COMMODITIES LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FREEPOINT COMMODITIES LLC 401(K) PLAN