Investment options of FREEMAN RETIREMENT PLAN
Total Available Funds: 26
| Investment Description |
|---|
| ALLIANCEBERNSTEIN AB LARGE CAP GROWTH CLASS Z |
| ALLSPRING ALLSPRING SPECIAL MID CAP VALUE |
| AMERICAN CENTURY AMERGING MARKETS CLASS R6 |
| AMERICAN FUNDS 2010 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2015 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2020 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2025 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2030 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2035 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2040 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2045 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2050 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2055 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS 2060 TARGET DATE RET CLASS R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH CLASS R6 |
| ARTISAN PARTNERS ARTISAN HIGH INCOME CLASS INVESTOR |
| CARILLON EAGLE CARILLON EAGLE MID CAP GROWTH CLASS R6 |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES CLASS Z |
| DELAWARE INVESTMENTS DELAWARE VALUE FUND INSTITUTIONAL CLASS |
| EMERALD EMERALD GROWTH CLASS INST |
| FIDELITY FIDELITY 500 INDEX |
| FIDELITY FIDELITY SMALL CAP INDEX |
| JPMORGAN JPMORGAN MORTGAGE BACKED SECURITIES CLASS R6 |
| PAYDEN PAYDEN CORPORATE BOND |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADM |
| VICTORY CAPITAL MANAGEMENT VICTORY SYCAMORE SMALL CO OPPORTUNITY CLASS R |
Investment model portfolios
We provide two types of investment model portfolios for FREEMAN RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FREEMAN RETIREMENT PLAN