Investment options of FRANKLIN ENTERPRISES 401(K) PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| VANGUARD TARGET RETIREMENT 2020 MUTUAL FUND (VTWNX) |
| VANGUARD TARGET RETIREMENT 2025 MUTUAL FUND (VTTVX) |
| VANGUARD TARGET RETIREMENT 2030 MUTUAL FUND (VTHRX) |
| VANGUARD TARGET RETIREMENT 2035 MUTUAL FUND (VTTHX) |
| VANGUARD TARGET RETIREMENT 2040 MUTUAL FUND (VFORX) |
| VANGUARD TARGET RETIREMENT 2045 MUTUAL FUND (VTIVX) |
| VANGUARD TARGET RETIREMENT 2050 MUTUAL FUND (VFIFX) |
| VANGUARD TARGET RETIREMENT 2055 MUTUAL FUND (VFFVX) |
| VANGUARD TARGET RETIREMENT 2060 MUTUAL FUND (VTTSX) |
| GALLIARD STABLE RETURN C STABLE VALUE COLLECTIVE TRUST |
| FIDELITY 500 INDEX MUTUAL FUND (FUSEX) |
| FIDELITY GOVERNMENT MONEY MARKET MUTUAL FUND (SPAXX) |
| COLUMBIA DIVIDEND INCOME FUND INST 3 MUTUAL FUND (GSFTX) |
| CARILLON EAGLE MID CAP GROWTH R6 MUTUAL FUND (HRAYX) |
| ROYCE TOTAL RETURN FUND INST MUTUAL FUND (RTRIX) |
| METWEST TOTAL RETURN BOND FUND MUTUAL FUND (MWTZX) |
| AMERICAN FUNDS NEW WORLD FUND R6 MUTUAL FUND (HVWBX) |
| PERMANENT PORTFOLIO MUTUAL FUND |
| BLACKROCK INFLATION PROTECTED BOND K MUTUAL FUND (BPRIX) |
| WELLS FARGO SPECIAL MID CAP VALUE FUND R6 MUTUAL FUND (SMCDX) |
| VANGUARD FTSE ALL-WORLD INDEX FUND ADMIRAL MUTUAL FUND (VFWIX) |
| GGA AGGRESSIVE ALLOCATION EQUITY FUND 1 STABLE VALUE COLLECTIVE TRUST |
| GGA CONSERVATIVE BALANCED FUND 1 STABLE VALUE COLLECTIVE TRUST |
| JAG LARGE CAP GROWTH R MUTUAL FUND (JLGCX) |
| VANGUARD SMALL CAP GROWTH INDEX ADMIRAL MUTUAL FUND (VISGX) |
Investment model portfolios
We provide two types of investment model portfolios for FRANKLIN ENTERPRISES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FRANKLIN ENTERPRISES 401(K) PLAN