Investment options of FOXCROFT ACADEMY 403(B) DC AND TDA PLAN
Total Available Funds: 21
| Investment Description |
|---|
| TIAA Traditional Benefit Responsive Interest Crediting Rates from 1% – 3% |
| TIAA Traditional Benefit Responsive 2 Interest Crediting Rates from 1% – 3% |
| TIAA Traditional Non Benefit Responsive Interest Crediting Rates from 1% – 3% |
| TIAA Traditional Non Benefit Responsive 2 Interest Crediting Rates from 1% – 3% |
| monthly installments |
| CREF Inflation-Linked Bond R1 Registered Investment Company NR |
| TIAA Access Nuv Core Pl Bd T4 Registered Investment Company NR |
| TIAA Access Nuv Equity Idx T4 Registered Investment Company NR |
| TIAA Access Nuv Core Equity T4 Registered Investment Company NR |
| TIAA Access Nuv Lrg Cap Gr T4 Registered Investment Company NR |
| TIAA Access Nuv LifCyc 2025 T4 Registered Investment Company NR |
| TIAA Access Nuv LifCyc 2040 T4 Registered Investment Company NR |
| TIAA Access Nuv Mid Cap Grw T4 Registered Investment Company NR |
| TIAA Access Nuv Mid Cap Val T4 Registered Investment Company NR |
| TIAA Access Nuv RlEstSecSel T4 Registered Investment Company NR |
| TIAA Access Nuv Sm Cp Bl Ix T4 Registered Investment Company NR |
| TIAA Access Nuv Qt Sm Cp Eq T4 Registered Investment Company NR |
| American Funds Balanced Fd R6 Registered Investment Company NR |
| PIMCO Real Return Inst Class Registered Investment Company NR |
| Vanguard Selected Value Inv Registered Investment Company NR |
| MassMutual Mid Cap Growth I Registered Investment Company NR |
Investment model portfolios
We provide two types of investment model portfolios for FOXCROFT ACADEMY 403(B) DC AND TDA PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FOXCROFT ACADEMY 403(B) DC AND TDA PLAN