Investment options of FOX AUTO GROUP 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| T. Rowe Price Investment Mgmt. Co. T. Rowe Price Sci & Tech |
| PIMCO Investments, LLC PIMCO Global Bond Opps Fund |
| Capital Group Companies American Funds American Balanced Fund |
| Franklin Templeton Investments Franklin Mutual Beacon Fund |
| JP Morgan Investment Management, Inc. JPMorgan Midcap Value Fund |
| Domini Impact Investments, LLC. Domini Impact Equity Fund |
| Capital Group Companies Investment Company of America |
| American Century Investments American Century Heritage |
| T. Rowe Price Investment Mgmt. Co. Blue Chip Growth Fund |
| Franklin Templeton Investments Franklin Small-Mid Growth |
| MFS Investment Management MFS Utilities Fund |
| Dimensional Fund Advisors, Ltd. DFA Emerging Markets Value |
| Franklin Templeton Investments Clearbridge Aggressive Growth |
| Franklin Templeton Investments Mutual Global Discovery |
| T. Rowe Price Investment Mgmt. Co. T. Rowe Price Equity Inc |
| Capital Group Companies American Funds EuroPac Growth |
| The Vanguard Group Vanguard Short-Term Federal |
| T. Rowe Price Investment Mgmt. Co. T. Rowe Price Health Sci |
| Royce Investment Partners Royce Small-Cap Opportunity |
| The Vanguard Group Vanguard Small Cap Grow Index |
| Capital Group Companies Washington Mutual Investors |
| Invesco Distributor's Inc. Invesco Developing Markets |
| The Vanguard Group Vanguard Energy Fund |
| Franklin Templeton Investments Templeton Foreign Smaller Companies Fund |
| Wellington Small Cap Value Fund |
| State Street Global Advisors International Equity |
| T. Rowe Price Investment Mgmt. Co. T. Rowe Price New Era Fund |
| BlackRock Global Allocation Fund |
| 5.25% – 10.5%) |
Investment model portfolios
We provide two types of investment model portfolios for FOX AUTO GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FOX AUTO GROUP 401(K) PLAN