Investment options of FORTRESS SECURITY401(K)
Total Available Funds: 26
| Investment Description |
|---|
| INVESCO STABLE ASSET 12,617.830 |
| STATE ST INTL IDX SECLEND VIII 21.260 |
| STATE ST RUSS SC IDX VIII 1.189 |
| STATE ST S&P 500 IDX IX 699.616 |
| STATE ST S&P MD CP IDX NL J 4.827 |
| ALGER CAPITAL APPR INSTIT 58.910 |
| AM FNDS U.S. GOVT SEC FND – R 35.164 |
| DWS RREEF REAL EST SEC A 3.060 |
| JANUS HENDERSONTRITON FUND 1.082 |
| JPM CORE BOND R3 4.796 |
| JPM SMALL CAP VALUE FD R3 1.241 |
| JPM US EQUITY FD R3 10.090 |
| JPM US SMALL COMPANY FD R3 1.780 |
| T.ROWE PRICE RETIREMENT 2005 149.148 |
| T. ROWE PRICE RETIREMENT 2015 107.748 |
| T. ROWE PRICE RETIREMENT 2020 2,634.314 |
| T. ROWE PRICE RETIREMENT 2025 12,517.284 |
| T. ROWE PRICE RETIREMENT 2030 1,195.669 |
| T. ROWE PRICE RETIREMENT 2035 1,213.003 |
| T. ROWE PRICE RETIREMENT 2040 4,365.660 |
| T. ROWE PRICE RETIREMENT 2045 1,506.999 |
| T. ROWE PRICE RETIREMENT 2050 2,434.247 |
| T. ROWE PRICE RETIREMENT 2055 3,701.137 |
| T.ROWE PRICE RETIREMENT 2010 21.168 |
| T.ROWE PRICE RETIREMENT 2060 3,113.357 |
| P ag e | |
Investment model portfolios
We provide two types of investment model portfolios for FORTRESS SECURITY401(K) participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FORTRESS SECURITY401(K)