Investment options of FORBO USA RETIREMENT PLAN
Total Available Funds: 36
| Investment Option List |
|---|
| FA UTILITIES I Registered Investment Company (RIC) |
| FA HEALTH CARE I Registered Investment Company (RIC) |
| FA ENERGY I Registered Investment Company (RIC) |
| FA DIVERS INTL I Registered Investment Company (RIC) |
| FA SM CAP VAL I Registered Investment Company (RIC) |
| FID US BOND IDX Registered Investment Company (RIC) |
| FID 500 INDEX Registered Investment Company (RIC) |
| FID MID CAP IDX Registered Investment Company (RIC) |
| FID INFL PR BD IDX Registered Investment Company (RIC) |
| FID LT TR BD IDX Registered Investment Company (RIC) |
| FID ST TR BD IDX Registered Investment Company (RIC) |
| FA HIGH INCOME I Registered Investment Company (RIC) |
| PIF MDCP S&P 400 IS Registered Investment Company (RIC) |
| BNYM SMCP ST IDX INV Registered Investment Company (RIC) |
| JPM RSH MKT NTRL I Registered Investment Company (RIC) (NTRL) |
| TRP BLUE CHIP GR ADV Registered Investment Company (RIC) |
| AF EUROPAC GROWTH R5 Registered Investment Company (RIC) |
| AF INVEST CO AMER R5 Registered Investment Company (RIC) |
| JH BALANCED I Registered Investment Company (RIC) |
| JHANCOCK BOND I Registered Investment Company (RIC) |
| JHANCOCK DSCPL VAL I Registered Investment Company (RIC) |
| GS SM/MD CAP GR INV Registered Investment Company (RIC) (WFSZX) |
| INVS GOLD SPL MIN Y Registered Investment Company (RIC) |
| FA FREEDOM INC Z Registered Investment Company (RIC) |
| FA FREEDOM 2015 Z Registered Investment Company (RIC) |
| FA FREEDOM 2020 Z Registered Investment Company (RIC) |
| FA FREEDOM 2025 Z Registered Investment Company (RIC) |
| FA FREEDOM 2030 Z Registered Investment Company (RIC) |
| FA FREEDOM 2035 Z Registered Investment Company (RIC) |
| FA FREEDOM 2040 Z Registered Investment Company (RIC) |
| FA FREEDOM 2045 Z Registered Investment Company (RIC) |
| FA FREEDOM 2050 Z Registered Investment Company (RIC) |
| FA FREEDOM 2055 Z Registered Investment Company (RIC) |
| FA FREEDOM 2060 Z Registered Investment Company (RIC) |
| FA FREEDOM 2065 Z Registered Investment Company (RIC) |
| See accompanying independent auditors' report |
Investment model portfolios
We provide two types of investment model portfolios for FORBO USA RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FORBO USA RETIREMENT PLAN