Investment options of FOOTHILL FAMILY SERVICE 403B PLAN
Total Available Funds: 59
| Investment Description |
|---|
| Nuveen Lifcyc In 2040 F R6 $ – |
| Nuveen Lifcyc In 2035 F R6 |
| Fidelity Investments Fidelity |
| Nuveen Lifcyc In 2045 F R6 |
| Nuveen Lifcyc In 2050 F R6 |
| Nuveen Lifcyc In 2055 F R6 |
| Nuveen Lifcyc In Rt I F R6 |
| JPMorgan LgCp Grw Fnd R6 |
| Nuveen Lifcyc In 2060 F R6 |
| Nuveen Lifcyc In 2030 F R6 |
| Nuveen Lifcyc In 2025 F R6 |
| AB Cap Fund AB Small Cap Grw Port K |
| American Funds EUPAC Fund R6 |
| American Century Investments America Centry Mid Cap Value Fund R6 |
| American Century Investments America Centry Small Cap Value Fund R6 |
| Nuveen Lifcyc In 2065 F R6 |
| DWS DWS Capital Growth VIP |
| Calvert Investments Calvert VP SRI Balanced Portfolio |
| MFS Mid Cap Growth Fund R3 |
| American Century Investments American Century Investments VP Capital Appreciation Fund |
| Fidelity Investments Fidelity VIP Asset Manager Portfolio |
| The Vanguard Group, Inc. Vanguard VIF Diversified Value Portfolio |
| Fidelity Investments Fidelity VIP Mid Cap Portfolio |
| Nuveen Lifcyc In 2010 F R6 |
| Nuveen Lifcyc In 2020 F R6 |
| The Vangrd Ground Inc. Vanguard VIF International Portfolio |
| The Vangrd Ground Inc. Vangrd Federal Mny Mkt Fd Inv |
| Invesco V.I. Main Street Fund |
| Fidelity Mid Cap Idx Fd |
| Putnam Lrg Cp Val Fd – Cl Y |
| Fidelity VIP Contrafund Portfolio |
| Fidelity Investments Fid US Bd Id Fd |
| Fidelity Investments Fidelity Intl Index Fnd |
| Fidelity Investments Fidelity VIP Equity-Income Portfolio |
| Voya Financial Voya Fixed Plus Account III $ – |
| AB Small Cap Grw Port K Registered Investment Company |
| AmCen Mid Cap Value Fund R6 Registered Investment Company |
| AmCen Small Cap Value Fund R6 Registered Investment Company |
| American Funds EuroPacific R6 Registered Investment Company |
| Fid US Bd Id Fd Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Intl Index Fnd Registered Investment Company |
| Fidelity Mid Cap Idx Fd Registered Investment Company |
| JPMorgan LgCp Grw Fnd R6 Registered Investment Company |
| MFS Mid Cap Growth Fund R3 Registered Investment Company |
| Nuveen Lifcyc In 2010 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2020 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2025 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2030 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2035 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2040 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2045 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2050 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2055 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2060 F R6 Registered Investment Company |
| Nuveen Lifcyc In 2065 F R6 Registered Investment Company |
| Nuveen Lifcyc In Rt I F R6 Registered Investment Company |
| Putnam Lrg Cp Val Fd – Cl Y Registered Investment Company |
| Vangrd Federal Mny Mkt Fd Inv Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for FOOTHILL FAMILY SERVICE 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FOOTHILL FAMILY SERVICE 403B PLAN