Investment options of FOLEY & LARDNER LLP DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 31
| Investment Description |
|---|
| FIDELITY CONTRAFUND COMM. POOL |
| MORLEY STABLE VALUE FUND |
| VANGUARD RET. INCOME TRUST II |
| VANGUARD TARGET RET. 2020 TRUST II |
| VANGUARD TARGET RET. 2030 TRUST II |
| VANGUARD TARGET RET. 2040 TRUST II |
| VANGUARD TARGET RET. 2050 TRUST II |
| VANGUARD TARGET RET. 2060 TRUST II |
| FED TREASURY OBLIGATIONS INSTL MONEY MARKET FUND |
| ABERDEEN EMERGING MARKETS INSTL MUTUAL FUND |
| BAIRD AGGREGATE BOND INST MUTUAL FUND |
| BLACKROCK STRATEGIC INC OPP FUND MUTUAL FUND |
| BNY MELLON SMALL CAP VALUE I MUTUAL FUND |
| COHEN & STEERS REALTY INST CL MUTUAL FUND |
| DFA INTERNATIONAL SMALL CAP VALUE I MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK MUTUAL FUND |
| DWS RREEF REAL ASSETS FUND INSTL MUTUAL FUND |
| FRANKLIN SMALL CAP GROWTH R6 MUTUAL FUND |
| HARBOR CAPITAL APPRECIATION INSTL MUTUAL FUND |
| HARDING LOEVNER INTL EQUITY INSTL MUTUAL FUND |
| PGIM GLOBAL TOTAL RETURN FUND R6 MUTUAL FUND |
| PIMCO HIGH YIELD INSTL MUTUAL FUND |
| VANGUARD GROWTH INDEX MUTUAL FUND |
| VANGUARD INFLATION-PROTECTED SECS I MUTUAL FUND |
| VANGUARD INSTITUTIONAL INDEX INSTL MUTUAL FUND |
| VANGUARD MID CAP INDEX INSTL MUTUAL FUND |
| VANGUARD SMALL CAP INDEX INSTL MUTUAL FUND |
| VANGUARD TOTAL STOCK INDEX INSTL MUTUAL FUND |
| VANGUARD VALUE INDEX INSTL MUTUAL FUND |
| VANGUARD FTSE ALL- WORLD US MUTUAL FUND |
| VIRTUS ALLIANZGI INST S/ C INST MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for FOLEY & LARDNER LLP DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FOLEY & LARDNER LLP DEFINED CONTRIBUTION RETIREMENT PLAN