Investment options of FLOWORKS 401(K) PLAN
Total Available Funds: 51
| Investment Description |
|---|
| 1JSIYX 1,192,337.74 |
| 1JTTYX 6,003,662.85 |
| 1JSMOX 199,528.44 |
| 1JNSYX 8,170,037.85 |
| 1JSMYX 13,878,258.04 |
| 1SRJYX 8,835,996.14 |
| 1SMTYX 5,667,896.47 |
| 1JSAYX 8,941,256.92 |
| 1JTSYX 6,243,080.58 |
| 1JFFYX 3,228,478.20 |
| 1JAKYX 1,996,652.95 |
| 1RERGX 433,628.25 |
| 1RNWGX 564,890.60 |
| 1FKAIX 438,149.58 |
| 1FCVIX 709,327.05 |
| 1VSMAX 956,287.15 |
| 1ERASX 752,098.45 |
| 1MVCKX 608,176.63 |
| 1VIMAX 1,146,730.44 |
| 1JLGMX 2,573,223.11 |
| 1PEQSX 1,100,265.63 |
| 1VFIAX 3,487,585.76 |
| 1BCOIX 238,392.31 |
| 1LHYVX 214,942.90 |
| 1JPM-F 1,822,801.02 |
| FORFEITURES 7,354.26 |
| American Funds EUROPACIFIC GR R6 |
| American Funds NEW WORLD R6 |
| Fidelity ADVISOR SMALL CAP VALUE I |
| Baird Funds BAIRD CORE PLUS BOND INST |
| Eaton Vance CAP R6 |
| Kaufmann CP FD IS |
| JPMorgan LARGE CAP GROWTH R6 |
| JPMorgan SMARTRETIREMENT 2020 R6 |
| JPMorgan SMARTRETIREMENT 2025 R6 |
| JPMorgan SMARTRETIREMENT 2030 R6 |
| JPMorgan SMARTRETIREMENT 2035 R6 |
| JPMorgan SMARTRETIREMENT 2040 R6 |
| JPMorgan SMARTRETIREMENT 2045 R6 |
| JPMorgan SMARTRETIREMENT 2050 R6 |
| JPMorgan SMARTRETIREMENT 2055 R6 |
| JPMorgan SMARTRETIREMENT 2060 R6 |
| JPMorgan SMARTRETIREMENT 2065 R6 |
| JPMorgan R6 |
| Lord, Abbett & Co LORD ABBETT HIGH YIELD R6 |
| MFS MID CAP VALUE R6 |
| Putnam EQUITY INCOME R6 |
| Vanguard 500 INDEX FUND – ADMIRAL |
| Vanguard MID CAP INDEX ADM |
| Vanguard ADM |
| JPMorgan JPMCB STABLE ASSET INCOME FUND |
Investment model portfolios
We provide two types of investment model portfolios for FLOWORKS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FLOWORKS 401(K) PLAN