Investment options of FLEXGEN 401(K) PLAN
Total Available Funds: 69
| Investment Description |
|---|
| American Funds New World R6 |
| Blackrock Strategic Global Bond K |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity US Bond Index |
| Franklin Small-Mid Cap Growth R6 |
| Harbor Mid Cap Value Retirement |
| Invesco Small Cap Value R6 |
| MFS Research International R6 |
| Pimco Real Return Instl |
| Pioneer Strategic Income K |
| T. Rowe Price Blue Chip Growth I |
| T. Rowe Price Dividend Growth I |
| Vanguard Explorer Adm |
| Vanguard High-Yield Corporate Adm |
| Vanguard International Value Portfolio |
| Vanguard Strategic Equity Inv |
| Vanguard Target Retirement 2025 Inv |
| Vanguard Target Retirement 2030 Inv |
| Vanguard Target Retirement 2035 Inv |
| Vanguard Target Retirement 2040 Inv |
| Vanguard Target Retirement 2045 Inv |
| Vanguard Target Retirement 2050 Inv |
| Vanguard Target Retirement 2055 Inv |
| Vanguard Target Retirement 2060 Inv |
| Vanguard Target Retirement 2065 Inv |
| Vanguard Target Retirement 2070 Inv |
| Vanguard Wellesley Income Adm |
| Western Asset Core Plus Bond Is |
| Goldman Sachs GQC Partners International Opportunities Fund Class R6 |
| Columbia Dividend Income Institutional 3 Class |
| to September 2027 |
| 1VTTVX 106,171.91 |
| 1VTHRX 109,269.52 |
| 1VTTHX 491,382.61 |
| 1VFORX 419,328.80 |
| 1VTIVX 993,967.45 |
| 1VFIFX 795,943.72 |
| 1VFFVX 486,306.63 |
| 1VTTSX 703,734.80 |
| 1VLXVX 206,118.62 |
| 1VSVNX 3,143.73 |
| 1RNWGX 71,743.07 |
| 1FTIHX 382,798.38 |
| 1GSIYX 115,314.17 |
| 1MRSKX 70,530.43 |
| 1VTRIX 35,604.35 |
| 1FSSNX 199,875.24 |
| 1SMVSX 67,134.84 |
| 1VEXRX 97,930.03 |
| 1FSMDX 165,507.38 |
| 1FMGGX 28,403.65 |
| 1HNMVX 27,999.37 |
| 1VSEQX 184,398.54 |
| 1CDDYX 129,598.94 |
| 1FXAIX 1,129,364.36 |
| 1TBCIX 139,773.74 |
| 1PDGIX 124,979.28 |
| 1RLBGX 289,236.00 |
| 1VWIAX 62,372.63 |
| 1MKWIX 14,597.01 |
| 1FXNAX 119,863.33 |
| 1PRRIX 28,484.67 |
| 1STRKX 52,020.65 |
| 1VWEAX 17,015.44 |
| 1WAPSX 23,695.77 |
| 1GWAQ35 1.450 364,205.25 |
| FORFEITURES 2,593.54 |
Investment model portfolios
We provide two types of investment model portfolios for FLEXGEN 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FLEXGEN 401(K) PLAN