Investment options of FISHER RANCH, LLC 401K PLAN
Total Available Funds: 33
| Investment Description |
|---|
| VOYA AMERICAN FUNDS NEW PERSPECTIVE FUND - CLASS R-6 |
| VOYA AMERICAN FUNDS WASH MUTUAL FUND - CLASS R-6 |
| VOYA AMERICAN FUNDS THE GROWTH FUND OF AMERICA - CLASS R-6 |
| VOYA AMERICAN FUNDS AMCAP FUND R6 |
| VOYA CLEARBRIDGE AGGRESSIVE GROWTH FUND - CLASS IS |
| VOYA DFA EMERGING MARKETS PORTFOLIO - INSTITUTIONAL CLASS |
| VOYA DFA REAL ESTATE SECURITIES PORTFOLIO - INSTITUTIONAL CLASS |
| VOYA EAGLE SMALL-CAP GROWTH FUND - CLASS R-6 |
| VOYA EATON VANCE ATLANTA CAPITAL SMID-CAP FUND - CLASS R6 SHARES |
| VOYA DFA INFLATION-PROTECTED SECURITIES PORTFOLIO - INSTITUTIONAL CLASS |
| VOYA DFA U. S. TARGETED VALUE PROFILE - INSTITUTIONAL CLASS SHARES |
| VOYA LOOMIS SAYLES BOND FUND - CLASS F |
| VOYA PIMCO FOREIGN BOND FUND (UNHEDGED) - INSTITUTIONAL CLASS |
| VOYA VANGUARD BALANCED INDEX FUND - ADMIRAL ™ SHARES |
| VOYA VANGUARD MID-CAP INDEX FUND - ADMIRAL ™ SHARES |
| VOYA VANGUARD SMALL-CAP INDEX FUND - ADMIRAL ™ SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2015 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2020 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2025 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2030 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2035 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2040 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2045 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2050 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2055 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2060 FUND - INVESTOR SHARES |
| VOYA VANGUARD TARGET RETIREMENT 2065 FUND - INVESTOR SHARES |
| VOYA VANGUARD TOTAL BOND MARKET INDEX FUND - ADMIRAL ™ SHARES |
| VOYA VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND - ADMIRAL ™ SHARE |
| VOYA VANGUARD TARGET RETIREMENT INCOME FUND - INVESTOR SHARES |
| VOYA VANGUARD TOTAL STOCK MARKET INDEX FUND - ADMIRAL ™ SHARES |
| VOYA MONEY MARKET FUND A |
| VOYA VICTORY SYCAMORE ESTABLISHED VALUE FUND - CLASS R6 |
Investment model portfolios
We provide two types of investment model portfolios for FISHER RANCH, LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FISHER RANCH, LLC 401K PLAN