Investment options of FIRSTSOURCE 401(K) RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| 1P0147A 2,809,390.32 |
| 1VTRIX 8,557,999.36 |
| 1P0165A 7,216,754.83 |
| 1CSRIX 18,730.86 |
| 1JGSMX 2,172,779.56 |
| 1NDVVX 3,179,808.90 |
| 1VSMAX 282,540.72 |
| 1VIMAX 236,394.79 |
| 1P0112A 2,726,475.44 |
| 1P0119A 2,679,879.67 |
| 1JLGMX 8,413,132.96 |
| 1VFIAX 2,253,670.46 |
| 1VEIRX 8,559,449.69 |
| 1DHRYX 235,511.80 |
| 1STYJX 6,695,982.60 |
| 1P1095A 8,887,273.82 |
| FORFEITURES 364,266.85 |
| EAIC Guaranteed Income Fund |
| EAIC MFS International Growth Equity Fund |
| EAIC Mid Cap Value/Robeco Bost Fund |
| EAIC Day One IFX Target Balance Fund |
| EAIC Mid Cap Growth/Ivy Fund |
| Allspring Core Plus Bond Fund |
| Cohen & Steers Institutional Realty Shares |
| Diamond Hill Core Bond Fund |
| JPMorgan Large Cap Growth |
| JPMorgan Small Cap Growth Fund |
| MFS New Discovery Value Fund |
| Vanguard |
| Vanguard Equity Income Fund |
| Vanguard International Value Fund |
| Vanguard Mid Cap |
| Vanguard Small Cap |
Investment model portfolios
We provide two types of investment model portfolios for FIRSTSOURCE 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FIRSTSOURCE 401(K) RETIREMENT PLAN