FIRSTENERGY CORP. SAVINGS PLAN Investment Model Portfolios

Investment options of FIRSTENERGY CORP. SAVINGS PLAN

Total Available Funds: 25

Asset Class

Ticker

Description

Others
ROOT	N/A	State Street STIF Money market fund
EQUITY	FE	FirstEnergy Common Stock FirstEnergy common stock
EQUITY	^GSPC	S&P 500 Index Fund S&P 500 stocks
Moderate Allocation	FPURX	Fidelity Puritan Fund Balanced fund
Retirement Income	STLAX	BGI Retirement Fund Blend of stocks fixed income
ROOT	STLBX	BGI 2010 Fund Blend of stocks fixed income
Target Date 2016-2020	STLCX	BGI 2020 Fund Blend of stocks fixed income
Target Date 2026-2030	STLDX	BGI 2030 Fund Blend of stocks fixed income
Target Date 2036-2040	STLEX	BGI 2040 Fund Blend of stocks fixed income
Target Date 2050+	STLFX	BGI 2050 Fund Blend of stocks fixed income
ROOT	CASH	Money market substitute

US EQUITY
LARGE BLEND	VLACX	Selected American Fund Large cap value stocks
Mid-Cap Growth	MIMSX	Mellon Russell MidCap Value Index Fund Mid cap value stocks
MID-CAP VALUE	ARTQX	Artisan Mid Cap Fund Mid cap growth stocks
US Small Cap	^RUT	BGI Russell 2000 Growth Fund Small cap growth stocks
LARGE GROWTH	IWF	BGI Russell 1000 Growth Index Fund Large cap growth
US EQUITY	LUMCQ	Capital Preservation Fund GICs collateralized mortgage obligations

INTERNATIONAL EQUITY
Foreign Small/Mid Value	DISVX	DFA Small Cap Value Small cap value stocks
Foreign Large Blend	CEUFX	EuroPacific Growth Fund International stocks
Foreign Large Value	DODFX	Dodge & Cox International Fund International stocks

FIXED INCOME
Intermediate-Term Bond	PTTRX	PIMCO Total Return Fund Bonds
High Yield Bond	EIBIX	BGI 2015 Fund Blend of stocks fixed income
High Yield Bond	EIBIX	BGI 2025 Fund Blend of stocks fixed income
High Yield Bond	EIBIX	BGI 2035 Fund Blend of stocks fixed income
High Yield Bond	EIBIX	BGI 2045 Fund Blend of stocks fixed income

Investment model portfolios

We provide two types of investment model portfolios for FIRSTENERGY CORP. SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
FIRSTENERGY CORP. SAVINGS PLAN Tactical Asset Allocation Moderate	NA	24.25%	11.11%	10.69%	8.99%	10.20%	10.41%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	41.48%	18.25%	17.11%	14.27%	10.53%	8.19%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	24.89%	10.33%	9.89%	7.43%	6.54%	6.18%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	FIRSTENERGY C… Moderate	0.91	24.25	11.11	10.69	8.99	10.20	10.41	…	…	NA	NA	NA	NA	NA	8.46	11.44	20.42	-4.26	12.17	10.02	-0.10	8.06	18.16	14.01	1.08	17.61	20.56	0.04	10.37	12.97	11.91	18.88	14.51	-1.73	4.72	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	1.19	41.48	18.25	17.11	14.27	10.53	8.19	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	1.03	24.89	10.33	9.89	7.43	6.54	6.18	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	FIRSTENERGY C… Moderate	NA	1.54	0.66	0.81	0.96	NA	NA	…	…	NA	NA	NA	NA	NA	0.78	0.59	2.62	-0.56	2.59	1.12	-0.01	1.04	2.42	1.84	0.07	1.58	2.14	-0.15	0.83	1.24	1.67	2.29	2.05	-0.43	0.38	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	FIRSTENERGY C… Moderate	NA	11.41	13.54	11.23	10.12	NA	NA	…	…	NA	NA	NA	NA	NA	10.85	18.99	7.25	10.03	4.46	8.78	8.75	7.75	7.48	7.57	15.17	11.06	9.57	5.97	8.89	7.84	5.85	7.82	6.75	6.65	6.28	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	FIRSTENERGY C… Moderate	NA	6.61	21.60	21.60	21.60	NA	NA	…	…	NA	NA	NA	NA	NA	4.46	21.60	3.49	13.95	2.12	6.47	9.01	4.46	4.95	5.37	14.73	9.17	4.92	5.01	7.12	9.18	3.81	7.18	4.09	8.19	6.87	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	FIRSTENERGY C… Moderate	NA	4.97	3.14	2.69	3.14	NA	NA	…	…	NA	NA	NA	NA	NA	0.49	5.69	2.65	1.64	2.99	1.50	3.21	2.60	2.69	5.16	4.22	3.77	5.44	8.70	7.96	4.77	6.28	3.70	3.00	5.10	7.61	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 05/28/2021, Common starting date is 12/31/2000

Retirement Plan (401(k)) Info for FIRSTENERGY CORP. SAVINGS PLAN

FIRSTENERGY CORP. SAVINGS PLAN

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