Investment options of FIRST SECURITY BANK 401(K) PROFIT SHARING PLAN
Total Available Funds: 30
| Investment Description |
|---|
| CORPORATE STOCKS COMMON STOCK |
| SECURITY CAP. CORP. PRIVATE STOCK |
| SHOPONE CENTERS PREFERRED UNITS |
| FEDERATED HERMES GOV' T OBLIGATIONS FUND #395 |
| SECURITY CAPITAL CORP DEBENTURE |
| BOLES NT HOUSE OXFRD |
| AVANTIS EMERGING MARKETS EQUITY INSTL |
| DFA INTERNATIONAL CORE EQUITY I |
| DFA INTERNATIONAL REAL ESTATE SEC I |
| DFA ONE-YEAR FIXED-INCOME I |
| DFA REAL ESTATE SECURITIES I |
| DFA SHORT-DURATION REAL RETURN INSTL |
| DFA TARGETED CREDIT INSTITUTIONAL |
| DFA US CORE EQUITY 2 I |
| DIMENSIONAL 2025 TARGET DT RTR INC |
| DIMENSIONAL 2030 TARGET DT RTR INC |
| DIMENSIONAL 2035 TARGET DT RTR INC |
| DIMENSIONAL 2040 TARGET DT RTR INC |
| DIMENSIONAL 2045 TARGET DT RTR INC |
| DIMENSIONAL 2050 TARGET DT RTR INC |
| DIMENSIONAL 2055 TARGET DT RTR INC |
| DIMENSIONAL 2060 TARGET DT RTR INC |
| DIMENSIONAL RETIREMENT INCOME INSTL |
| STANDARD STABLE ASSET II |
| STONE RIDGE DIVERSIFIED ALTERNATIVES FUND I |
| VANGUARD CORE BOND ADMIRAL |
| VANGUARD INTERM-TERM INV GRADE BOND ADM |
| VANGUARD TOTAL BOND MARKET INDEX ADM |
| VANGUARD TOTAL STOCK MKT IDX ADM |
| TD AMERITRADE SELF-DIRECTED BROKERAGE ACCTS |
Investment model portfolios
We provide two types of investment model portfolios for FIRST SECURITY BANK 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FIRST SECURITY BANK 401(K) PROFIT SHARING PLAN