Investment options of FIRST BRANDS GROUP 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| JPMorgan Large Cap Growth Fund (IS) Pooled Separate Accounts |
| MFS Mid Cap Value Fund Class (IS Platform) Pooled Separate Accounts |
| rates range from 4.25% to 9.50% $ – |
| 1VGRINC 5,570,858.39 |
| 1VG2020 6,748,714.03 |
| 1VG2025 18,405,480.81 |
| 1VG2030 38,875,630.93 |
| 1VG2035 29,462,850.36 |
| 1VG2040 19,954,448.59 |
| 1VG2045 14,201,853.45 |
| 1VG2050 9,751,161.61 |
| 1VG2055 6,549,639.40 |
| 1VG2060 3,281,862.54 |
| 1VG2065 1,863,941.83 |
| 1P0263A 267,085.30 |
| 1FSPSX 9,196,752.99 |
| 1GQGRX 1,594,886.78 |
| 1HILUX 134,355.01 |
| 1VWILX 3,437,066.09 |
| 1DFFVX 1,286,002.10 |
| 1FSSNX 3,476,383.07 |
| 1PSCGCR 5,622,942.35 |
| 1TMDIX 6,527,826.38 |
| 1FSMDX 3,535,170.22 |
| 1P1255A 1,664,489.23 |
| 1FXAIX 45,037,529.97 |
| 1PLCVCR 3,120,797.77 |
| 1P2153A 24,385,856.50 |
| 1BAGIX 2,232,199.20 |
| 1MPHQX 4,933,621.46 |
| 1FXNAX 5,179,438.43 |
| 1PHYQX 1,907,890.34 |
| 1FASVI 1,424,397.41 |
| 1P1185A 9,286,229.47 |
| 1GWAQ35 1.450 8,177,081.04 |
| FORFEITURES 440,746.08 |
Investment model portfolios
We provide two types of investment model portfolios for FIRST BRANDS GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FIRST BRANDS GROUP 401(K) PLAN