Investment options of FIREFIGHTERS FIRST 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| FIDELITY MGMT. TRUST CO. RT NY LIFE AA CL |
| FIDELITY MGMT. TRUST CO. CB INTL GRTH I |
| FIDELITY MGMT. TRUST CO. VICTORY S ESTB VAL I |
| FIDELITY MGMT. TRUST CO. PIM INTL BD US$H I |
| FIDELITY MGMT. TRUST CO. TRP DIV GROWTH |
| FIDELITY MGMT. TRUST CO. COHEN & STEERS RLTY |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2065 |
| FIDELITY MGMT. TRUST CO. CBA LG CAP GR I |
| FIDELITY MGMT. TRUST CO. BLKRK HIGH YLD BD K |
| FIDELITY MGMT. TRUST CO. PIONEER BOND Y |
| FIDELITY MGMT. TRUST CO. VANG VALUE IDX ADM |
| FIDELITY MGMT. TRUST CO. VANG GROWTH IDX ADM |
| FIDELITY MGMT. TRUST CO. BR ADV SM CAP CORE K |
| FIDELITY MGMT. TRUST CO. VANG SM CP IDX ADM |
| FIDELITY MGMT. TRUST CO. VANG MIDCAP IDX ADM |
| FIDELITY MGMT. TRUST CO. VANG MDCPGR IDX ADM |
| FIDELITY MGMT. TRUST CO. AF AMER MUTUAL R6 |
| FIDELITY MGMT. TRUST CO. PRMCP ODY AGGR GRTH |
| FIDELITY MGMT. TRUST CO. J H TRITON N |
| FIDELITY MGMT. TRUST CO. VANG INST TR INCOME |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2020 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2025 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2030 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2035 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2040 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2045 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2050 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2055 |
| FIDELITY MGMT. TRUST CO. VANG INST TR 2060 |
| FIDELITY MGMT. TRUST CO. HTFD S US MC OP SDR |
| FIDELITY MGMT. TRUST CO. INVS DEVELOP MKT R6 |
| FIDELITY MGMT. TRUST CO. VANG SMCP GR IDX ADM |
| FIDELITY MGMT. TRUST CO. VANG SMCPVL IDX ADM |
| FIDELITY MGMT. TRUST CO. VANG MDCPVAL IDX ADM |
| FIDELITY MGMT. TRUST CO. FID SMALL CAP VALUE |
| FIDELITY MGMT. TRUST CO. FID 500 INDEX |
| FIDELITY MGMT. TRUST CO. BROKERAGELINK |
Investment model portfolios
We provide two types of investment model portfolios for FIREFIGHTERS FIRST 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FIREFIGHTERS FIRST 401(K) PLAN