Investment options of FEG 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| Voya American Funds Growth Fud R6 |
| Voya American Funds Nw Prspctv R6 |
| Voya Columbia Sel Mid Cap Value I3 |
| Voya DFA Infl-Prot Sec Port Ins |
| Voya JPMorgan Equity Income Fund R6 |
| Voya JPMorgan SmCp Growth Fnd R6 |
| Voya MFS New Discovery Val Fund R6 |
| Voya PGIM High Yield Fund R6 |
| Voya Vanguard 500 Index Fund Adm |
| Voya Vanguard Balanced Index Fnd Adm |
| Voya Vanguard Em Mkts Stk Ind Fd Adm |
| Voya Vanguard FTSE A Wd exUS In F Adm |
| Voya Vanguard Mid-Cap Index Fund Adm |
| Voya Vanguard Small-Cap Index Fnd Adm |
| Voya Gv Mny Mkt F A (Hld Acct) |
| Voya MyCompass Index Solution 2030 P Z |
| Voya MyCompass Amer Fds 2015 Fd R |
| Voya MyCompass Amer Fds 2020 Fd R |
| Voya MyCompass Amer Fds 2025 Fd R |
| Voya MyCompass Index Solution 2035 P Z |
| Voya MyCompass Index Solution 2040 P Z |
| Voya MyCompass Index Solution 2045 P Z |
| Voya MyCompass Index Solution 2050 P Z |
| Voya MyCompass Index Solution 2055 P Z |
| Voya MyCompass Index Solution 2060 P Z |
| Voya MyCompass Index Solution 2065 P Z |
| Voya Intermediate Bond Fund R6 |
| Voya Fixed Account |
Investment model portfolios
We provide two types of investment model portfolios for FEG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FEG 401(K) PLAN