Investment options of FARIBORZ RODEF DDS, INC. 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| BLACKROCK INTERNATIONAL RET OPT Pooled Separate Account N/A |
| JANUS HENDERSON BALANCED RET OPT Pooled Separate Account N/A |
| AMERICAN FUNDS GROWTH FUND OF AMERICA RET OPT Pooled Separate Account N/A |
| AMERICAN FUNDS NEW PERSPECTIVE RET OPT Pooled Separate Account N/A |
| DWS INTERNATIONAL GROWTH RET OPT Pooled Separate Account N/A |
| TEMPLETON GLOBAL BOND RET OPT Pooled Separate Account N/A |
| T. ROWE PRICE RETIREMENT BALANCED RET OPT Pooled Separate Account N/A |
| STATE STREET PTNR W/ TRS CONSV RT O Pooled Separate Account N/A |
| ALLSPRING CORE BOND RET OPT Pooled Separate Account N/A |
| INVESCO DIVERSIFIED DIVIDEND RET OPT Pooled Separate Account N/A |
| VICTORY SYCAMORE ESTABLISHED VALUE RET OPT Pooled Separate Account N/A |
| TRANSAMERICA PARTNERS STOCK INDEX RET OPT Pooled Separate Account N/A |
| STATE STREET S&P MID CAP INDEX RET OPT Pooled Separate Account N/A |
| FRANKLIN SMALL-MID CAP GROWTH RET OPT Pooled Separate Account N/A |
| LOOMIS SAYLES INVESTMENT GRADE BOND RET OPT Pooled Separate Account N/A |
| VANGUARD SMALL-CAP INDEX RET OPT Pooled Separate Account N/A |
| VANGUARD SMALL-CAP VALUE INDEX RET OPT Pooled Separate Account N/A |
| TRANSAMERICA INTL GROWTH RET OPT Pooled Separate Account N/A |
| BLACKROCK GLOBAL ALLOCATION RET OPT Pooled Separate Account N/A |
| AEGON US HIGH YIELD RET OPT Pooled Separate Account N/A |
| HARTFORD SMALL CAP GROWTH HLS Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2030 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2035 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2040 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2045 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2050 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2055 W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS IN RET W AMER CEN RET OPT Pooled Separate Account N/A |
| TRANSAMERICA FUTUREFOCUS 2060 W AMER CEN RET OPT Pooled Separate Account N/A |
Investment model portfolios
We provide two types of investment model portfolios for FARIBORZ RODEF DDS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FARIBORZ RODEF DDS, INC. 401(K) PLAN