Investment options of FAMILY HEALTH CENTERS OF SAN DIEGO TAX DEFERRED ANNUITY PLAN
Total Available Funds: 43
| Investment Description |
|---|
| AMERICAN CENTURY AMERICAN CENTURY EMERGING MARKETS FUND |
| AMERICAN CENTURY AMERICAN CENTURY MID CAPACITY VALUE FUND |
| AMERICAN FUNDS AMERICAN FUNDS INFLATION LINKED BOND FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW PERSPECTIVE FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2010 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2015 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2020 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2025 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2030 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2035 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2040 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2045 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2050 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2055 FUND |
| AMERICAN FUNDS AMERICAN FUNDS TARGET DATE RETIREMENT 2060 FUND |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES FUND |
| FIDELITY INVESTMENTS FIDELITY ADVANCED GROWTH OPPOSITION Z-FUND |
| FIDELITY INVESTMENTS FIDELITY ADVANCED SMALL CAP GROWTH Z- FUND |
| FRANKLIN TEMPLETON FRANKLIN SMALL CAP VALUE R6 FUND |
| MFS INVESTMENT MANAGEMENT MFS RESEARCH INTERNATIONAL CLASS R6 FUND |
| MFS INVESTMENT MANAGEMENT MFS VALUE FUND |
| PGIM INVESTMENTS PGIM HIGH YIELD R6 FUND |
| PGIM INVESTMENTS PGIM TOTAL RETURN BOND FUND |
| PIONEER PIONEER SELECT MID CAP GENERAL K FUND |
| VANGUARD GROUP VANGUARD 500 INDEX FUND |
| VANGUARD GROUP VANGUARD DEVELOPING MARKETS INDEX FUND |
| VANGUARD GROUP VANGUARD MID CAPACITY INDEX FUND |
| VANGUARD GROUP VANGUARD SMALL CAPACITY INDEX FUND |
| VANGUARD GROUP VANGUARD TOTAL BOND MARKET INDEX FUND |
| CALVERT INVESTMENTS CALVERT VP SRI BALANCED PORTFOLIO FUND |
| FIDELITY INVESTMENTS FIDELITY VIP CONTRAFUND PORTFOLIO FUND |
| FIDELITY INVESTMENTS FIDELITY VIP EQUITY INCOME PORTFOLIO FUND |
| FIDELITY INVESTMENTS FIDELITY VIP GROWTH PORTFOLIO FUND |
| VOYA FINANCIAL VOYA BALANCED PORTFOLIO FUND |
| VOYA FINANCIAL VOYA GLOBAL BOND PORTFOLIO FUND |
| VOYA FINANCIAL VOYA GROWTH AND INCOME PORTFOLIO FUND |
| VOYA FINANCIAL VOYA INDEX PLUS LARGE CAP PORTFOLIO FUND |
| VOYA FINANCIAL VOYA INDEX PLUS MID CAP PORTFOLIO FUND |
| VOYA FINANCIAL VOYA MONEY MARKET PORTFOLIO FUND |
| VOYA FINANCIAL VOYA SMALL COMPANY PORTFOLIO FUND |
| VOYA FINANCIAL VY INVESCO EQUITY & INCOME PORTFOLIO FUND |
| VOYA FINANCIAL VY OPPENHEIMER GLOBAL PORTFOLIO FUND |
| VOYA FINANCIAL VY TEMPLETON FOREIGN EQUITY PORTFOLIO FUND |
Investment model portfolios
We provide two types of investment model portfolios for FAMILY HEALTH CENTERS OF SAN DIEGO TAX DEFERRED ANNUITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FAMILY HEALTH CENTERS OF SAN DIEGO TAX DEFERRED ANNUITY PLAN