Investment options of FAIRFAX RADIOLOGICAL CONSULTANTS P.C. EMPLOYEES' PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| STANDARD INSURANCE COMPANY STABLE ASSET FUND II |
| SCHWAB PERSONAL CHOICE RETIREMENT |
| SCHWAB PERSONAL CHOICE RETIREMENT 2 |
| SCHWAB SCHWAB S&P 500 INDEX FUND |
| WESTERN ASSET WESTERN ASSET CORD BOND INSTL |
| SCHWAB SCHWAB INTERNATIONAL INDEX FD |
| SCHWAB SCHWAB US LG CAP GRTH INDEX |
| SCHWAB SCHWAB US LG CAP VAL INDEX |
| HARTFORD HARTFORD STRATEGIC INCOME R6 |
| VANGUARD VANGUARD EMERG MKTS INDEX ADM |
| VANGUARD VANGUARD MIDCAP INDEX INSTL |
| VANGUARD VANGUARD SHORT-TERM BOND INSTL |
| VANGUARD VANGUARD SM CAP VAL INDEX ADM |
| SCHWAB SCHWAB SMALL-AMP;INDEX FUND |
| VANGUARD VANGUARD MDCP GRTH INDEX ADM |
| VANGUARD VANGUARD MID CAP VALUE IDX ADM |
| VANGUARD VANGUARD SMALL CAP GRTH INDEX |
| VANGUARD VANGUARD REAL ESTATE INDEX ADM |
| AMERICAN FUNDS AMERICAN FUND INFLTN LNKD BD |
| VANGUARD VANGUARD COMM STRATEGY ADMIRAL |
| BLACKROCK BLACKROCK HIGH YIELD BOND K |
| LOOMIS LOOMIS SAYLES GLOBAL ALLOC N |
| VANGUARD VANGUARD INTL GROWTH ADMIRAL |
| VANGUARD VANGUARD FTSE ALL WORLD US |
| SCHWAB SCHWAB FDMTL INTL LG CO INDEX |
| LOOMIS LOOMIS SAYLES GLOBAL BOND N |
Investment model portfolios
We provide two types of investment model portfolios for FAIRFAX RADIOLOGICAL CONSULTANTS P.C. EMPLOYEES' PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FAIRFAX RADIOLOGICAL CONSULTANTS P.C. EMPLOYEES' PROFIT SHARING PLAN