Investment options of FAHEF, INC. 401(K) PLAN
Total Available Funds: 52
| Investment Description |
|---|
| GM Federated Capital Preservation |
| Ascensus GM Fidelity Advisor Growth Opp Z |
| Ascensus Fidelity Advisor Growth Opp Z |
| Ascensus Hartford Balance Income R6 |
| Ascensus Hartford Core Equity R6 |
| Ascensus GM Loomis Sayles Global Allocation Y |
| Ascensus GM BlackRock Equity Dividend Instl |
| Ascensus GM MFS Mid Cap Value R6 |
| Ascensus GM Hartford Core Equity R6 |
| Ascensus GM American Century Small Cap Value R6 |
| Ascensus American Century Small Cap Value R6 |
| Ascensus GM American Funds New World R6 |
| Ascensus GM MFS Research International R6 |
| Ascensus Loomis Sayles Global Allocation Y |
| Ascensus BlackRock Equity Dividend Instl |
| Ascensus GM MFS Mid Cap Growth R6 |
| Ascensus MFS Mid Cap Value R6 |
| Ascensus GM Vanguard Interm-Term Bond Index Adm |
| Ascensus MFS Research International R6 |
| Ascensus MFS Mid Cap Growth R6 |
| Ascensus American Funds Trgt Date Ret 2025 R6 |
| Ascensus American Funds Trgt Date Ret 2030 R6 |
| Ascensus American Funds Trgt Date Ret 2035 R6 |
| Ascensus American Funds Trgt Date Ret 2040 R6 |
| Ascensus American Funds Trgt Date Ret 2045 R6 |
| Ascensus American Funds Trgt Date Ret 2050 R6 |
| Ascensus American Funds Trgt Date Ret 2055 R6 |
| Ascensus American Funds Trgt Date Ret 2060 R6 |
| Ascensus American Funds Trgt Date Ret 2065 R6 |
| Ascensus American Funds Trgt Date Ret 2015 R6 |
| Ascensus American Funds New World R6 |
| Ascensus American Funds Trgt Date Ret 2020 R6 |
| Ascensus S&P 500 Stock Institutional |
| Ascensus Vanguard Interm-Term Bond Index Adm |
| Ascensus GM PGIM Jennison Small Company R6 |
| Ascensus PGIM Jennison Small Company R6 |
| Ascensus Macquarie Corporate Bond R6 |
| Ascensus Allspring Govt Securities Instl |
| Ascensus GM Macquarie Corporate Bond R6 |
| Ascensus GM Allspring Govt Securities Instl |
| Rates from 3.25% to 8.50% |
| Federated |
| BlackRock |
| American Funds |
| Allspring |
| Loomis Sayles |
| Macquarie |
| Hartford |
| American Century |
| Fidelity |
| Vanguard |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for FAHEF, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FAHEF, INC. 401(K) PLAN