Investment options of EVERYMIND 401(K) PLAN
Total Available Funds: 69
| Investment Description |
|---|
| American Funds Intl Gr & Inc R6 |
| American Funds New World R6 |
| Blackrock High Yield Bond Portfolio |
| Blackrock Inflation Protected Bond |
| Columbia Global Columbia Global Technology Grwth I3 |
| Fidelity U.S. Sustainability Index Instl |
| JPMorgan Chase JPMorgan Mid Cap Growth R6 |
| Lord Abbett High Yield R6 |
| Vanguard Balanced Index Adm |
| Vanguard Extended Market Index Adm |
| Vanguard Growth Index Adm |
| Vanguard High Dividend Yield Index Adm |
| Vanguard Target Retirement 2020 |
| Vanguard Target Retirement 2025 |
| Vanguard Target Retirement 2030 |
| Vanguard Target Retirement 2035 |
| Vanguard Target Retirement 2040 |
| Vanguard Target Retirement 2045 |
| Vanguard Target Retirement 2050 |
| Vanguard Target Retirement 2055 |
| Vanguard Target Retirement 2060 |
| Vanguard Target Retirement 2065 |
| Vanguard International Growth Adm |
| Vanguard International Value Inv |
| Vanguard LifeStrategy Growth Inv |
| Vanguard Mid-Cap Value Index Adm |
| Vanguard Small-Cap Growth Index Adm |
| Vanguard Small-Cap Index Adm |
| Vanguard Small-Cap Value Index Adm |
| Vanguard Target Retirement Income INV |
| Vanguard Utilities Index Adm |
| Vanguard Wellesley Income Adm |
| 1VTINX 77,188.15 |
| 1VTWNX 146,840.42 |
| 1VTTVX 140,447.18 |
| 1VTHRX 387,958.50 |
| 1VTTHX 390,459.89 |
| 1VFORX 1,075,168.34 |
| 1VTIVX 272,203.26 |
| 1VFIFX 750,119.13 |
| 1VFFVX 405,312.50 |
| 1VTTSX 450,053.64 |
| 1VLXVX 151,614.64 |
| 1RIGGX 75,065.53 |
| 1RNWGX 41,913.41 |
| 1VWILX 163,805.56 |
| 1VTRIX 66,684.55 |
| 1CGTUX 106,497.22 |
| 1VGSLX 26,361.32 |
| 1VUIAX 22,578.64 |
| 1VSGAX 42,308.26 |
| 1VSMAX 55,065.04 |
| 1VSIAX 30,962.03 |
| 1JMGMX 52,343.81 |
| 1VEXAX 27,496.21 |
| 1VMVAX 102,633.60 |
| 1FITLX 1,626.91 |
| 1VIGAX 149,251.73 |
| 1VHYAX 80,006.15 |
| 1VASGX 11,043.26 |
| 1VTSAX 1,088,663.90 |
| 1VBIAX 1,067.44 |
| 1VWIAX 34,326.05 |
| 1BRHYX 121,453.01 |
| 1BPLBX 16,771.81 |
| 1LBNVX 38,841.53 |
| 1PTRQX 586,553.46 |
| 1PCSV25 56,336.97 |
| FORFEITURES 3,619.85 |
Investment model portfolios
We provide two types of investment model portfolios for EVERYMIND 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EVERYMIND 401(K) PLAN