Investment options of ESCALENT, INC. 401(K) PLAN
Total Available Funds: 56
| Investment Description |
|---|
| American Funds Europacific Growth Fund |
| Fidelity Mid Cap Index |
| Fidelity 500 Index Fund |
| Principal Midcap Fund |
| JPMorgan Global Bond Opportunities Fund |
| Vanguard Institutional Target Retirement 2020 |
| Vanguard Institutional Target Retirement 2025 |
| Vanguard Institutional Target Retirement 2030 |
| Vanguard Institutional Target Retirement 2035 |
| Vanguard Institutional Target Retirement 2040 |
| Vanguard Institutional Target Retirement 2045 |
| Vanguard Institutional Target Retirement 2050 |
| Vanguard Institutional Target Retirement 2055 |
| Vanguard Institutional Target Retirement 2060 |
| Vanguard Institutional Target Retirement 2065 |
| Vanguard Target Retirement Income Institutional |
| Fidelity International Index |
| MFS International Diversification Fund |
| Conestoga Small Cap Institutional |
| Fidelity Small Cap Fund |
| Allspring Special Small Cap Value Fund |
| MFS Mid Cap Value Fund |
| Vanguard Equity-Income Fund Admiral Shared |
| Voya Intermediate Bond Fund |
| Large Cap Growth Fund III |
| ranging from 4.25 to 9.50 percent – |
| 1VTINX 1,126,006.55 |
| 1VTWNX 568,898.48 |
| 1VTTVX 4,035,443.77 |
| 1VTHRX 8,385,619.92 |
| 1VTTHX 9,380,255.01 |
| 1VFORX 9,622,487.93 |
| 1VTIVX 7,098,201.06 |
| 1VFIFX 4,477,240.73 |
| 1VFFVX 3,684,782.95 |
| 1VTTSX 1,751,993.40 |
| 1VLXVX 708,661.56 |
| 1RERGX 746,696.04 |
| 1FSPSX 1,985,257.83 |
| 1MDIZX 616,734.26 |
| 1DFREX 472,177.65 |
| 1CCALX 406,980.42 |
| 1FSSNX 1,219,099.82 |
| 1ESPRX 255,544.38 |
| 1FSMDX 1,448,095.99 |
| 1MVCKX 104,605.12 |
| 1PMAQX 446,470.87 |
| 1FXAIX 6,291,806.15 |
| 1LIIIR1 1,926,282.12 |
| 1VEIRX 1,114,655.70 |
| 1GBONX 268,454.52 |
| 1IIBZX 1,970,196.81 |
| 1SDBSCH 722,308.09 |
| 1SDBSCR 90,795.59 |
| 1PCSV20 3,149,940.50 |
| FORFEITURES 8,367.45 |
Investment model portfolios
We provide two types of investment model portfolios for ESCALENT, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ESCALENT, INC. 401(K) PLAN