Investment options of ERICKSON COMMUNITY 401(K) PLAN
Total Available Funds: 45
| Investment Option List |
|---|
| American Funds Am Fnd Inv Com Of Am R6 Fund |
| JP Morgan Funds JP Morgan MidCpValue L Fund |
| American Funds Am Fds EuroPacific Grth R6 Fd |
| MassMutual Financial Group MassMutual Mid Cap Gr I Fd |
| Neuberger Berman Management Neuberger Berm Genesis R6 Fund (NBGEX) |
| MFS Investment Management MFS Intl Intrinsic Value R6 Fund (GMVMX) |
| JP Morgan Funds JP Morgan Core Plus Bond R6 Fund (AFCFX) |
| Victory Funds Victory Sycamore Small Co Opp I Fund (VSOIX) |
| Legg Mason Clearbridge Small Cap Growth Fund (SBVBX) |
| PIMCO Funds PIMCO Real Return Fund (PRLPX) |
| Acadian Funds Acadian Emerging Markets I (AEMGX) |
| American Funds Am Fund EuroPacific Growth R6 (FEPUX) |
| PIMCO Funds PIMCO High Yield I – TR (PHSPX) |
| MFS Investment Management MFS Value R6 Fund (DTLVX) |
| T. Rowe Price Int'l Bond Fund (RPIBX) |
| Vanguard Target Retirement 2030 Trust (VTHRX) |
| Vanguard Target Retirement 2035 Trust (VTTHX) |
| Vanguard Target Retirement 2025 Trust (VTTVX) |
| Vanguard Target Retirement 2040 Trust (VFORX) |
| Vanguard Target Retirement 2045 Trust (VTIVX) |
| Vanguard Target Retirement 2050 Trust (VFIFX) |
| Vanguard Target Retirement 2020 Trust (VTWNX) |
| Vanguard Target Retirement 2055 Trust (VFFVX) |
| Northern Trust NT Coll S&P 500 Index Fund Tier |
| Vanguard Target Retirement 2060 Trust (VTTSX) |
| T. Rowe Price Growth Stock Trust A (PRGFX) |
| Vanguard Target Retirement Trust II (VTINX) |
| Vanguard Target Retirement 2065 Trust (VSXFX) |
| Northern Trust NT Coll Aggregate Bd Index Tier |
| SEI Trust Company Prin/BR S&P 500 Index CIT TR |
| Northern Trust NT Coll Ext Equity Mkt Index Tier |
| Vanguard Target Retirement 2070 Trust (VSVNX) |
| Northern Trust NT Col ACWI ExUS Iv Mkt Ix T3 |
| SEI Trust Company Prin/BR Intl Eq Index CIT TR |
| SEI Trust Company Prin/BR Agg Bd Index CIT TR |
| SEI Trust Company Allspring Core Bd CIT TR |
| SEI Trust Company Prin/BR S&P Mid Index CIT TR |
| SEI Trust Company Prin/BR Russ 2000 I CIT TR |
| SEI Trust Company Prin/MFS Value CIT TR |
| SEI Trust Company Prin/T. Rowe I LGC GR CIT TR |
| SEI Trust Company Prin/Multi Sm Cap CIT TR |
| SEI Trust Company Prin/D&C Int Bond CIT TR |
| SEI Trust Company Galliard Stable Return PN |
| SEI Trust Company Galliard Stable Return PNTR |
| Participants 4.25% to 9.50%; maturing through 2035 |
Investment model portfolios
We provide two types of investment model portfolios for ERICKSON COMMUNITY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ERICKSON COMMUNITY 401(K) PLAN