Investment options of EPIC PHARMA LLC 401(K) PLAN
Total Available Funds: 78
| Investment Description |
|---|
| TIAA CREF Lifecycle Index 2030 Fund Institutional |
| Vanguard Growth Index Fund Admiral Shares |
| TIAA CREF Lifecycle Index 2035 Fund Institutional |
| Vanguard 500 Index Fund Admiral Shares |
| TIAA CREF Lifecycle Index 2040 Fund Institutional |
| TIAA CREF Lifecycle Index 2055 Fund Institutional |
| TIAA CREF Lifecycle Index 2045 Fund Institutional |
| TIAA CREF Lifecycle Index 2050 Fund Institutional |
| Vanguard Equity-Income Fund Admiral Shares |
| Fidelity Mid Cap Value |
| Vanguard Strategic Small-Cap Equity Fund |
| Dimensional Fund DFA Targeted Value Portfolio Institutional Class |
| TIAA CREF Lifecycle Index 2015 Fund Institutional |
| Fidelity Mid Cap |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares |
| Vanguard LifeStrat Conservative Growth |
| Vanguard Explorer Fund Admiral Shares |
| PGIM PGIM High Yield Fund |
| TIAA CREF Lifecycle Index 2060 Fund Institutional |
| T. Rowe T. Rowe Price Global Multi-Sector Bond Fund |
| American Funds AMF The Bond Fund of America Class |
| John Hancock Global Equity Fund |
| Vanguard Life Strategy Growth Fund Investor Shares |
| Vanguard International Growth Fund Admiral Shares |
| Dimensional Fund DFA International Value Portfolio Institutional Class |
| Dimensional Fund DFA Emerging Markets Core Equity Portfolio |
| Dimensional Fund DFA Large Cap International Institutional Class |
| TIAA CREF Lifecycle Index 2010 Fund Institutional |
| John Hancock Bond Fund Class |
| TIAA Lifecycle Index Retirement Income Institutional |
| Vanguard Life Strategy Moderate Growth Fund |
| American Funds AMF Inflation Linked Bond |
| Neuberger Neuberger Berman Strategic Income Fund |
| Vanguard Wellington Fund Admiral Shares |
| TIAA CREF Lifecycle Index 2020 Fund Institutional |
| Vanguard Life Strategy Income Fund Investor Shares |
| Invesco Stable Asset Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| NUVEEN LC INDEX 2040 R6 |
| NUV LIFECYCLE IDX RET INC R6 |
| NUVEEN LC INDEX 2045 R6 |
| VANGUARD GROWTH INDEX FUND ADM |
| NUVEEN LC INDEX 2050 R6 |
| NUVEEN LC INDEX 2015 R6 |
| AMF INFL LINKED BOND R6 |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2060 R6 |
| NEUBERGER BERMAN STRAT INC R6 |
| VAN LIFESTRAT CONSERV GR – INV |
| NUVEEN LC INDEX 2010 R6 |
| VANGUARD INTL GRTH ADM |
| NUVEEN LC INDEX 2035 R6 |
| VANGUARD MIDCAP GROWTH IDX ADM |
| VANGUARD LIFESTRATEGY GROWTH |
| VAN LS INCOME – INV |
| NUVEEN LC INDEX 2065 R6 |
| DFA EMG MKT CORE EQ 2 I |
| VAN STRAT SM CP EQTY – INV |
| NUVEEN LC INDEX 2055 R6 |
| PGIM HIGH YIELD FUND R6 |
| JH GLOBAL EQTY FUND R6 |
| DFA LARGE CAP INTL PORT INST |
| FID MID CAP INDEX |
| VANGUARD LIFESTRATEGY MOD GROW |
| VANGUARD 500 INDEX FUND – ADM |
| NUVEEN LC INDEX 2020 R6 |
| JOHN HANCOCK BOND FUND – R6 |
| FID MID CAP VAL IDX |
| T. ROWE GLOBAL MULTISECTOR BND |
| VANGUARD WELLINGTON ADMIN |
| VANGUARD EXPLORER ADMIN |
| AMF BOND FUND OF AMERICA R6 |
| VANG EQUITY INC ADM |
| NUVEEN LC INDEX 2030 R6 |
| DFA US TARGETED VAL PORT INST |
| DFA INTL VALUE PORT INST |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for EPIC PHARMA LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EPIC PHARMA LLC 401(K) PLAN