Investment options of ENPHASE ENERGY, INC. 401K PLAN
Total Available Funds: 30
| Investment Description |
|---|
| FIDELITY INVESTMENTS FIDELITY 500 INDEX |
| T ROWE PRICE TRP RETIREMENT 2040 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2035 FUND I CLASS |
| FIDELITY INVESTMENTS FIDELITY CONTRAFUND K6 |
| T ROWE PRICE TRP RETIREMENT 2030 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2045 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2025 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2050 FUND I CLASS |
| JANUS JANUS HENDERSON ENTERPRISE N |
| T ROWE PRICE TRP RETIREMENT 2055 FUND I CLASS |
| VANGUARD VANGUARD FEDERAL MONEY MARKET INST |
| BROKERAGE LINK SELF DIRECTED BROKERAGE ACCOUNTS |
| MFS MASSACHUSETTS MFS MA INV TRUST R6 |
| GLENMEDE GLENMEDE SMALL CAP EQUITY IS |
| PIMCO FUNDS PIMCO TOTAL RETURN INSTITUTIONAL |
| FIDELITY INVESTMENTS FIDELITY LOW PRICED STOCK K6 |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX |
| T ROWE PRICE TRP RETIREMENT 2060 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2065 FUND I CLASS |
| T. ROWE PRICE TRP EQUITY INCOME I CLASS |
| COHEN & STEERS C& S INSTITUTIONAL REALTY SHARES |
| AMERICAN FUNDS AF EUROPAC GROWTH R6 |
| T ROWE PRICE TRP RETIREMENT 2020 FUND I CLASS |
| METROPOLITAN WEST METWEST TOTAL RETURN BOND P |
| VIRTUS VIRTUS CEREDEX MIDCAP VALUE EQ R6 |
| T ROWE PRICE TRP RETIREMENT 2015 FUND I CLASS |
| INVS EQV EMERGING MARKETS ALL CAP R5 |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MARKET INDEX |
| T ROWE PRICE TRP RETIREMENT 2010 FUND I CLASS |
| T ROWE PRICE TRP RETIREMENT 2005 FUND I CLASS |
Investment model portfolios
We provide two types of investment model portfolios for ENPHASE ENERGY, INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ENPHASE ENERGY, INC. 401K PLAN