Investment options of ENGLISH COLOR PBE 401K PLAN
Total Available Funds: 41
| Investment Option List |
|---|
| FID BLUE CHIP GR Registered investment company |
| FID FREEDOM 2030 K Registered investment company |
| FID 500 INDEX Registered investment company (GIDIX) |
| FID FREEDOM 2040 K Registered investment company |
| FID FREEDOM 2020 K Registered investment company |
| FID VALUE Registered investment company |
| FID BALANCED Registered investment company (HMBAX) |
| FID SEL TECHNOLOGY Registered investment company |
| FID FREEDOM 2035 K Registered investment company |
| FIDELITY GOVT INCOME Registered investment company (FEQIX) |
| FID FREEDOM 2025 K Registered investment company |
| J H ENTERPRISE T Registered investment company |
| BAIRD CORE PLUS INV Registered investment company (BCOIX) |
| FID INTL INDEX Registered investment company |
| FID FREEDOM 2045 K Registered investment company |
| FID SEL HEALTHCARE Registered investment company |
| FID EMERGING MKTS Registered investment company |
| FID INTL DISCOVERY Registered investment company |
| FID FREEDOM 2055 K Registered investment company |
| FID SMALL CAP VALUE Registered investment company (HMSCX) |
| FID FREEDOM 2050 K Registered investment company |
| FID FREEDOM INC K Registered investment company |
| MFS GROWTH R3 Registered investment company |
| FID FREEDOM 2015 K Registered investment company |
| FID US BOND IDX Registered investment company |
| FID SMALL CAP GROWTH Registered investment company (UTVKX) |
| FID EXTD MKT IDX Registered investment company |
| FID FREEDOM 2065 K Registered investment company |
| Notes receivable from participants with an interest rate of 4.25 to 9.5 percent |
| of deposit)…………………………………………………………………… |
| funds)……………………………………………………………………….. (PMCDX) |
| j Other liabilities……………………………………………………………………. 1j |
| l Net assets (subtract line 1k from line 1f)……………………………………….. 1l |
| (B) Participants…………………………………………………………….. 2a(1) |
| (C) Others (including rollovers)………………………………………….. 2a(1) |
| certificates of deposit)……………………………………………….. 2b(1) |
| (1) Directly to participants or beneficiaries, including direct rollovers …… 2e |
| f Corrective distributions (see instructions)………………………………………. 2f |
| (3) Recordkeeping fees ……………………………………………………… 2i |
| (5) Investment advisory and investment management fees ……………….. 2i |
| k Net income (loss). Subtract line 2j from line 2d………………………………. 2k |
Investment model portfolios
We provide two types of investment model portfolios for ENGLISH COLOR PBE 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ENGLISH COLOR PBE 401K PLAN