Investment options of EIGHTFOLD AI INC 401(K) PLAN
Total Available Funds: 44
| Investment Description |
|---|
| EI Fixed Account – Series Class I Fully Benefit-Responsive Investment Contract |
| Cota Street Managed Blend Accumulation I Collective Trust Fund |
| Cota Street Managed Blend Decumulation I Collective Trust Fund |
| Cota Street Managed Equity Accumulation Collective Trust Fund |
| Cota Street Managed Equity Decumulation Collective Trust Fund |
| Cota Street Managed Fixed Income Accum I Collective Trust Fund |
| Cota Street Managed Fixed Income Decum I Collective Trust Fund |
| interest ranging from 6.5% to 9.5% |
| 1CSMEAF 1,551,701.17 |
| 1CSMEDF 609,061.05 |
| 1CSMBDF 892,352.63 |
| 1CSMFID 256,004.21 |
| 1CSMBAF 1,033,424.96 |
| 1CSMFIA 172,774.95 |
| 1FIWTX 1,079.32 |
| 1FFEGX 293,373.46 |
| 1FFEZX 387,776.48 |
| 1FFIZX 1,916,584.06 |
| 1FFOLX 1,636,881.03 |
| 1FFOPX 2,012,040.07 |
| 1FFLDX 2,155,376.63 |
| 1FFLEX 1,265,277.65 |
| 1FFIKX 164,916.79 |
| 1FPADX 86,448.67 |
| 1FSPSX 226,450.33 |
| 1JNEMX 155,845.61 |
| 1CSZIX 57,040.90 |
| 1FSSNX 230,617.61 |
| 1LADVX 106,619.29 |
| 1PMJIX 25,263.14 |
| 1HRAUX 83,936.56 |
| 1FSMDX 359,424.25 |
| 1WFPRX 23,912.37 |
| 1FSPGX 1,146,915.64 |
| 1FSKAX 661,456.79 |
| 1FXAIX 1,993,800.46 |
| 1OIEJX 158,262.45 |
| 1BRHYX 26,048.58 |
| 1MKWIX 28,289.04 |
| 1FIKPX 4,578.63 |
| 1FXNAX 117,457.80 |
| 1IIBZX 16,300.40 |
| 1GWAQ35 1.450 77,839.45 |
| FORFEITURES 169.62 |
Investment model portfolios
We provide two types of investment model portfolios for EIGHTFOLD AI INC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EIGHTFOLD AI INC 401(K) PLAN