Investment options of EIDE BAILLY LLP 401(K) PROFIT SHARING PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Baron Asset Fund 93,049 shares |
| Janus Fund 80,127 shares |
| Vanguard Short-Term Bond Index 1,844,467 shares |
| AQR Emerging Multi-Style R6 894,534 shares |
| AQR International Mult-Style R6 1,104,275 shares |
| AQR Large Cap Multi-Style R6 2,169,328 shares |
| Schwab FDML US Small Co Index 360,927 shares |
| Two-Year Global Fixed Income Fund 937,927 shares |
| Five-Year Global Fixed Income Fund 890,897 shares |
| U.S. Core Equity 2 Fund 1,455,331 shares |
| U.S. Vector Equity Fund 1,973,327 shares |
| International Core Equity Fund 513,680 shares |
| International Vector Equity 1,325,586 shares |
| Emerging Markets Fund 742,327 shares |
| Balanced Fund 392,595 shares |
| Contrafund 1,317,190 shares |
| Diversified International Fund 256,812 shares |
| Dividend Growth Fund 314,981 shares |
| Equity Income Fund 124,340 shares |
| Low Price Stock Fund 158,292 shares |
| Select Consumer Discretionary Fund 50,314 shares |
| Select Energy Fund 78,540 shares |
| Select Financial Services Fund 228,732 shares |
| Select Health Care Portfolio Fund 235,840 shares |
| Select Industrials 71,188 shares |
| Select Natural Resources Fund 58,476 shares |
| Select Technology Portfolio Fund 605,612 shares |
| Select Utilities Growth Portfolio Fund 22,075 shares |
| Extended Market Index 87,789 shares |
| 500 Index Investor 322,606 shares |
| Value Fund 519,898 shares |
Investment model portfolios
We provide two types of investment model portfolios for EIDE BAILLY LLP 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EIDE BAILLY LLP 401(K) PROFIT SHARING PLAN