Investment options of EDUCATION ANALYTICS 401(K) PLAN
Total Available Funds: 48
| Investment Description |
|---|
| Fidelity 500 Index |
| Fidelity International Index |
| Fidelity International Sustainability Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity US Sustainability Index |
| MFS Mid Cap Growth R6 |
| PIMCO Realpath Blend 2025 Inst |
| PIMCO Realpath Blend 2030 Inst |
| PIMCO Realpath Blend 2035 Inst |
| PIMCO Realpath Blend 2040 Inst |
| PIMCO Realpath Blend 2045 Inst |
| PIMCO Realpath Blend 2050 Inst |
| PIMCO Realpath Blend 2055 Inst |
| PIMCO Realpath Blend 2060 Inst |
| PIMCO Realpath Blend Income Inst |
| Pioneer Bond Fund – K |
| Principal Small Cap R6 |
| Vanguard Emerging Markets Stock Index Admiral |
| Vanguard Mid Cap Value Index Admiral |
| Great Gray Trust Company AB US Large Cap Growth P-1 |
| Great Gray Trust Company Janus Henderson Intl Alpha Equity III |
| Great Gray Trust Company Large Cap Value R1 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| COHEN & STEERS REAL EST SEC Z |
| FID MID CAP INDEX |
| FID US SUST INDEX |
| FID SMALL CAP INDEX |
| PIM REALPATH BLEND 2060 INST |
| VANGUARD MID CAP VALUE IND ADM |
| PRI SMALL CAP R6 |
| PIM REALPATH BLEND 2040 INST |
| PIM REALPATH BLEND 2050 INST |
| PIMCO TOT RET ESG INSTL |
| FID INTERNATIONAL INDEX |
| PIM REALPATH BLEND 2030 INST |
| FID 500 IND |
| PIM REALPATH BLEND 2055 INST |
| PIMCO REALPATH BLEND INC INST |
| PIM REALPATH BLEND 2045 INST |
| VANGUARD EMG MKTS STK IDX ADM |
| PIM REALPATH BLEND 2025 INST |
| PIM REALPATH BLEND 2035 INST |
| FID INTL SUSTAIN INDEX |
| LARGE CAP VALUE R1 |
| AB US LG CAP GR P-1 |
| JAN HEND INTL ALPHA EQUITY III |
Investment model portfolios
We provide two types of investment model portfolios for EDUCATION ANALYTICS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EDUCATION ANALYTICS 401(K) PLAN