Investment options of EDAPTIVE COMPUTING, INC. SAVINGS PLAN
Total Available Funds: 44
| Investment Option List |
|---|
| American Fund American Funds Washington Mutual R6 (FWMMX) |
| The Vanguard Group Vanguard 500 Index Adm (VFINX) |
| T. Rowe Price Blue Chip Growth I (TRBCX) |
| The Vanguard Group Vanguard Small-Cap Index Adm (VISVX) |
| Goldman Sachs Intl Eq Insights R6 (GIFLX) |
| MFS Limited Maturity R6 (MQLIX) |
| Invesco Core Plus Bond R6 (ACPSX) |
| Victory Victory Pioneer Strategic Income K (STIZX) |
| PGIM PGIM High Yield R6 (PHYEX) |
| The Vanguard Group Vanguard LifeStrategy Moderate Gr Inv (VSMGX) |
| The Vanguard Group Vanguard LifeStrategy Growth Inv (VSCGX) |
| JPMorgan Large Cap Growth R6 (SEEGX) |
| The Vanguard Group Vanguard Growth Index Adm (VTGLX) |
| Allspring Allspring Special Mid Cap Value R6 (SMCDX) |
| The Vanguard Group Vanguard Mid Cap Index Adm (VIMSX) |
| JPMorgan Mid Cap Growth R6 (HLGEX) |
| Fidelity Small Cap Index (FSISX) |
| The Vanguard Group Vanguard Explorer Adm (VINEX) |
| American Funds EuroPacific Gr R6 (FEPUX) |
| Victory Victory Nasdaq-100 Index R6 (RYAIX) |
| Invesco Intl Small-Mid Company R6I (AGAYX) |
| Fidelity Small Cap Growth K6 (FCIGX) |
| Schwab Schwab 1000 Index Fund Inv (SNXFX) |
| The Vanguard Group Vanguard Target Retirement 2070 Fund (VSVNX) |
| The Vanguard Group Vanguard Target Retirement 2065 Fund (VSXFX) |
| The Vanguard Group Vanguard Target Retirement 2060 Fund (VTTSX) |
| The Vanguard Group Vanguard Target Retirement 2055 Fund (VFFVX) |
| The Vanguard Group Vanguard Target Retirement 2050 Fund (VFIFX) |
| The Vanguard Group Vanguard Target Retirement 2045 Fund (VTIVX) |
| The Vanguard Group Vanguard Target Retirement 2040 Fund (VFORX) |
| The Vanguard Group Vanguard Target Retirement 2035 Fund (VTTHX) |
| The Vanguard Group Vanguard Target Retirement 2030 Fund (VTHRX) |
| The Vanguard Group Vanguard Target Retirement 2020 Fund (VTWNX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| American Funds (CMFCX) |
| Vanguard (VFISX) |
| T. Rowe Price (TRVLX) |
| Goldman Sachs (GSCCX) |
| JPMorgan (JPSCX) |
| Allspring (WMSIX) |
| Fidelity (FDGFX) |
| Principal (PIOIX) |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for EDAPTIVE COMPUTING, INC. SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EDAPTIVE COMPUTING, INC. SAVINGS PLAN